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Boat Insurance

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Dowd Insurance Agency, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Dowd Insurance Agency, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Dowd Insurance Agency. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Location

Dowd Insurance Agency

1841 S Lakeline Blvd. Ste 101-302
Cedar Park, TX 78613
Main office: 512-400-3118

Our Providers

I have used Dowd Insurance now for a number of years & have never been disappointed with the value or the quality of products or services offered. The entire team is always professional, very responsive, & extremely trustworthy! They are also very proactive in reaching out to recommend any changes in coverage along with ways to save money. You can take heart in the fact that Dowd Insurance isn’t just trying to sell you something, they legitimately care about their clients & their well-being.
Brian Hodges
Dowd Insurance has been my insurance provider for several years and have always thought I had the best agency. I periodically check with other providers and Dowd Insurance has always equaled or topped competitors in their rates. I am a real estate agent and when I have a client needing an agent I refer them to Dowd Insurance.
Denny Dunlap
I began working with Tom Dowd in 2006. I was very impressed early on because Tom took the time to really understand my business before recommending coverage that was tailored to our needs. I had no idea how little service our past provider was giving us. We do a complete review each year, and as my business evolves I trust Dowd Insurance to ensure we have the coverages my business needs to manage our risks appropriately. I feel like Dowd Insurance is part of the family. The team at Dowd Insurance are always responsive and professional. I am happy to say Integra is a life long customer.
Ron Skaggs, CEO, Integra Technologies
I love working with Dowd Insurance! Sam and the team take such great care of me and my business. Whenever I need help, I know that they are just a phone call away! My husband and I have a family owned business in Austin too, so we know how much it means to work with people we know, like and TRUST. If you have a small business, you should definitely give them a shout! You will be thrilled with the level of knowledge and care that they provide their clients.
Courtney Emken
As the owner of COMPLETE weddings + events, a special event entertainment provider at over 650 events annually in Central Texas, I was interested in building a relationship with a seasoned professional for our business insurance needs. Dowd Insurance has become an valued partner as our business continues to grow and transform. As a professional in the service industry, we have high expectations for excellent customer service. We are thankful for their quick response and knowledge at every step. As a full service Insurance agency, I transferred our personal insurance coverage to Dowd as well. We look forward to a long relationship and rest well knowing we have a great team at Dowd to support us along the way!
COMPLETE weddings & events Austin
Sam has helped me out but he has also helped out several of my clients too. Really great communication and clever solutions.
Lynch Service Company
Buying insurance can be a hassle. Except with Dowd insurance. They are professional, client-focused, and provide quality service. They make the process quick and painless which makes it easy to recommend them.
Derek Baca
Dowd Insurance Agency has taken excellent care of both our auto and home insurance needs for years. With four autos to cover, including two young adult drivers, Tom and his staff have been quick to help us find the best coverage at the very best rates available!
Stephanie Grelle
Had a great experience with Dowd Insurance. The high quality customer service was unlike any I've encountered while looking for insurance previously. I appreciated their responsiveness and help with all of my questions. I will definitely be going back for any other insurance needs I have.
Gabriel Sepulveda