How Can We Help You?

Maintain your peace of mind knowing that our
insurance professionals have your back.

Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.
Get a Quote
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.
Get a Quote
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.
Get a Quote
Life & Disability Icon

Life & Disability

We browse through a wide variety of coverages and find the right one for you.
Get a Quote
Recreational Vehicle Icon

Recreational Vehicle

We browse through a wide variety of coverages and find the right one for you.
Get a Quote
Motorcycle Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.
Get a Quote

DOWD INSURANCE AGENCY SERVING TEXAS, COLORADO & WASHINGTON

Get A Quote

Since 1989, we have worked with residents and businesses in Cedar Park, Austin, Houston, Round Rock, Georgetown, Leander, Lago Vista, Jonestown, Liberty Hill, Pflugerville, Lakeway, and surrounding areas in Texas, as well as in Colorado and Washington.

Our insurance solutions include auto, home , life, business owners policies, commercial auto, workers compensation, general liability, restaurants, annuities, long-term care, watercraft, motorcycles, recreational vehicles, errors and omissions, professional liability, directors and officers, garage, EPLI, commercial property, and small businesses.

 

By leveraging the relationships we’ve built with the nation’s top providers, we are able to accommodate our customers’ needs with quality products and services. Our trusted carries include Ameritas, Berkshire Hathaway, Guard Insurance Companies, Bristol West Insurance Group, Chubb, Dairyland, Encompass, Foremost Insurance Group, Hagerty, Kemper, Liberty Mutual, Markel, Merchants Bonding Company, MetLife, Mutual of Omaha, National General Insurance, Nationwide, Ohio National Financial Services, Philadelphia Insurance Companies, Progressive, Texas Mutual, Safeco Insurance, The Hartford, Travelers, Transamerica US, and Assure.

 

As a local agency, we are accessible to our clients when they need us most. We also take pride in the communities we serve, and we are active in local organizations such as Superhero Kids, Austin Disaster Relief Network and the Central Texas Food Bank.

Call Us

We are here for you
Get started with
a quote

Featured Carriers

Ameritas Logo
Banner Life (Legal & General) Logo
Berkshire Hathaway Guard Logo
Bristol West Logo
Chubb Logo
Crump Logo
Dairyland Logo
EMG Logo
Encompass Logo
Equity Partners Logo
Foremost Logo
Hagerty Logo
Hartford Logo
Hochhiem Prairie Logo
Kemper Logo
KW Specialty Logo
Liberty Mutual Logo
Markel Logo
Merchants Bonding Company Logo
MetLife Logo
Mutual of Omaha Logo
National General Logo
Nationwide Logo
Old Republic Surety Logo
Philadelphia Logo
Progressive Logo
RT Specialty Logo
Safeco Logo
South & Western Specialty Logo
Southern Cross Underwriters (CRC Group) Logo
Specialty Insurance Managers Logo
State Auto Logo
Texas Mutual Logo
Texas Specialty Underwriters Logo
Transamerica Logo
Travelers Logo
US Assure Logo
US Risk Logo

What Clients Say

I recently contacted Dowd Insurance for auto & home policy quotes as renewal prices with my previous insurance company increased substantially. Jennifer & Tom were so helpful and walked me through the process of changing insurance carriers as I had never switched companies before. They found policies that were comparable...

-Lisa Napper

Family owned agency — we’ve used them for many years. Professional, responsive and helpful staff. Tom is extremely informed on all things insurance-related, and never too busy for questions. Highly recommend!

-Lori Kuhnen

Carla always gets back to e quickly with answers to my questions. She saved me $1000 this year on my auto policy! The agency is always helpful and does their sue diligence to get you the best deal on insurance.

-Holly Kociuba

I've had an amazing experience working with the agents at Dowd.  They are highly responsive, informative, and provide excellent customer service.  I have had to engage with the team several times over the past few months to review and adjust coverage, and the they always patiently answers all of my...

-K. Leigh Forell

I recently contacted Dowd Insurance for auto & home policy quotes as renewal prices with my previous insurance company increased substantially. Jennifer & Tom were so helpful and walked me through the process of changing insurance carriers as I had never switched companies before. They found policies that were comparable...

-Lisa Napper

Family owned agency — we’ve used them for many years. Professional, responsive and helpful staff. Tom is extremely informed on all things insurance-related, and never too busy for questions. Highly recommend!

-Lori Kuhnen

I've had an amazing experience working with the agents at Dowd. They are highly responsive, informative, and provide excellent customer service. I have had to engage with the team several times over the past few months to review and adjust coverage, and the they always patiently answers all of my...

-K. Leigh Forell

We've been in business for 40+ years and always appreciate a professional and quality business. Dowd is always responsive and answers all our insurance questions. We would recommend them to anyone. -Audino Construction

-Debbie Audino

These guys have insurance down pat!! They have been able to help my business with all it's business insurance needs and did fast and efficient. When I had questions they answered them accurately and quickly. When I need a certificate of insurance for a worksite, they respond immediately and I...

-Alex Bayne

The team at Dowd Insurance has been great to work with. They have a commitment, not only to their clients, but to their community. We are proud to be a client and would highly recommend them as an insurance partner.

-Carrie Stein

Great family-owned business in town of insurance professionals. Dowd insurance will provide you with experience, knowledge and great attitude and passion for what they do. Highly recommend!

-Laura Ramos James

Sam and his team are both extremely professional and wonderful to work with! They are very informative and always there to answer questions, comments and/or concerns that I had- and let me say I was certainly not shy about bugging them. They always answered me promptly and with a smile....

-Lexi Snowden Client Services Manager – Whitebox

Prompt service and a knowledgeable, friendly staff. Highly recommend Dowd Insurance!

-Sarah Carr

Dowd Insurance was helpful and courteous when we shopped our insurance. We would recommend them to anyone anyone looking for personalized insurance solutions.

-Jake Warren

They really went out of their way to compare my insurance and were very courteous and professional.

-Paul Buchheimer

Sam and his team are extremely professional and responsive. I have business property coverage for my law firm with Dowd Insurance. I would recommend Dowd Insurance to any business owner who needs to assess their risks and insure they are protected. Highly recommended!

-Liz Nielsen

I can't say enough great things about Dowd Insurance! I've been a customer of theirs for multiple years, and they continue to exceed expectations. They truly care about their customers, they are easy to do business with, & offer competitive pricing. What more could you ask for?!

-Brian Hodges

Needed to get a policy in rather short time. Filled out information on website and Sam responded quickly to my inquiry. He was able to help fill the need and meet the deadline. We were able to conduct the entire transaction over the web and through email. Very satisfied with...

-William Pearson

I am sure like most people you have always just felt like your insurance provider was just another “needed” service, one you pay and could care less who or what facilitated it. This is not the case with Dowd Insurance. With this agency you don’t feel like a number on...

-Jason Lugo

I can't recommend Dowd Insurance enough, they have taken great care of me. I've worked with Sam multiple times for my Property Insurance needs and he is always my go-to referral for clients and friends.

-Garrett Meeker Owner – Cityscape Property Group

Best agent ever!

-Joe Galbraith

Great service. Personal, tapered solutions for your insurance needs. They always go above and beyond to communicate clearly and make sure clients are educated and satisfied. Happy to know them and do business w/ them!

-Tausha Carlson

Their employee, Sara displays honesty and integrity while delivering kind and empathetic service at all times. Thanks!

-Suzy Ammon

Dowd Insurance is a helpful, professional, and friendly insurance resource. I would recommend them highly to anyone looking for an objective look at their coverage. They go above and beyond for their customers.

-Michael Worthington

I know Sam and his team at Dowd Insurance to be professional, courteous and very involved in supporting the local community.

-Adam Levy

Sam and his team helped us secure professional liability for my real estate brokerage. I appreciated his communication as well as the prompt turnaround for our policy. I would recommend Dowd Insurance to any business or family looking for a local firm for their insurance solutions!

-Seth Thompson

This agency is fantastic! Sara found me a great, bundled package for a great price. She made it super easy and convenient!

-Janice Cowen

Sam Dowd is a miracle worker. I was in a crunch and needed a detailed and hard to get policy in order to close on my building. Sam and his team pulled it through in record time and at a fantastic price. Really looking forward to working with these guys...

-Tom Marshall

We recently moved our insurance to Dowd Insurance and couldn't be happier. Great service and most importantly we saved some serious money on our annual premiums for the exact same coverage

-Jeffrey Tamaru

The folks at Dowd are simply the best. First of all they are kind and very easy to talk to. On top of that, they work hard to find the best rates. And even more: they are invested in the success of our business, which is truly lovely. I can't...

-Lisabeth Sewell

Dowd insurance is extremely easy to work with! Very competitive rates with a family atmosphere. I trust them 100%.

-Todd McDougall

Great father and son team, happy to work, helpful and quick turn around! Sam is fantastic!

-Nathan Pflaum

Buying insurance can be a hassle. Except with Dowd insurance. They are professional, client-focused, and provide quality service. They make the process quick and painless which makes it easy to recommend them.

-Derek Baca

I have been with Tom Dowd for my Insurance needs since 1990. His service and integrity are outstanding.

-Beverly Wood

Dowd Insurance Agency has taken excellent care of both our auto and home insurance needs for years. With four autos to cover, including two young adult drivers, Tom and his staff have been quick to help us find the best coverage at the very best rates available!

-Stephanie Grelle

Sam and the team are very responsive and are great solution providers for both personal and business needs. I highly recommend them for any insurance need.

-Keith Purcell

Great customer service and wonderful, helpful staff!

-Mel Baxter

The Dowd Insurance Agency helped set our business up with insurance. The process was simple and the rate was competitive. And best of all, they are professional and good people to work with. Highly recommended!

-Brent Turnipseed

Dowd team is the best. Always helpful, informative, and went out of their way to break down complicated policies into simple terms. They are beyond honest, and what always amazes me is how much work they put in just to help. Even if they're not the perfect solution, they'll let...

-Mario Feghali

Dowd Insurance is a fantastic agency and a true corporate citizen- always giving back to the community. They treat you like family, and their greatest concern is that you are completely satisfied. Can not say enough wonderful things about Dowd Insurance. We feel fortunate to be associated with them, and...

-Samia Joseph

Professional, helpful, and continuously reliable - Dowd Insurance Agency is the way to go!

-Katherine Crenshaw

Great communication, great follow up, great people to work with! Highly recommend!

-Erin Arnold

Super quick, efficient, and kind! Thank you for being such a great company to work with.

-Meredith Williams

Do not waste your time shopping around! Sam and Sara have gone above and beyond to provide my company and myself with WAY more coverage for the same price that I had with a different company. They have gotten back to me on all my questions within minutes via email....

-Advanced Air Conditioning and Heating

We have worked closely with Sam on our Commercial Property insurance and General Liability insurance for our title insurance company. He is diligent, thorough, fast to respond and got us great rates. Really impressed with what they were able to do for us.

-Douglas Plummer, Managing Director Midtown – Independence Title

I hate shopping for insurance. It's easily one of the most annoying things about being an adult. Then I met these guys. They made the process extremely simple and were upfront about everything. Sam took the time to walk me through different plans in order to find the best fit...

-Brett Ponds

Dowd Insurance has been a great asset for both our personal and business homeowners, auto, and general liability insurance needs. Sam, Tom and Sara have been extremely helpful and professional every time we call or e-mail and provide prompt responses. We have loved doing business with them and will continue...

-Rebekka Martel

Fantastic job finding good coverage for an unusual property! Service is fantastic, no corporate BS, just good people doing good business.

-Chase Kincannon

It’s been a personal privilege to know Sam, his father and working with them on a regular basis, they’re truly a family business. Dowd Insurance has been amazing to work with as we’ve scaled our business over the years. We have a fleet vehicles , employees working in hazardous situations...

-Daniel L

Sam and the team at Dowd Insurance are wonderful, thoughtful and highly engaged community partners who care not just about their own business, but about the greater Austin community as well. Working with them is an absolute pleasure!

-Wendi Gordon

The Dowd Insurance Agency is an excellent service provider. Their culture is centered around building authentic relationships, community awareness, and outreach. Sam is very informative and always eager to educate and assist me with my insurance inquiries and needs.

-Natasha Pierson-Todd

Sam Dowd is extremely knowledgeable and never in a hurry to make a sale. He will patiently answer questions and look for the best solution for each situation. I completely trust his advice and highly recommend Dowd Insurance.

-Joana Zarur

Sam and Sara are exceptional. This is a top notch business. I do business with Dowd Insurance for the company I work for as well as my personal. They are knowledgeable and always quick to respond. They won't disappoint you, give them a try for sure!

-Jayne Nixon

Dowd insurance agency is a fantastic team of professionals always providing us with a great service. They are cordial, professional and responsive, understanding our needs. We work mainly with Sara and Tom for our commercial insurances, and I cannot say enough good things about them. We ask Sara so many...

-Marco Invernizzi

I cannot thank Sam Dowd enough for all his help!!! I was referred to Dowd Insurance from some colleagues after I decided to re-evaluate my business insurance coverage. I'm soooo glad they took their time with me and actually put together a plan. They got me a quote the next...

-Steven Hamvay

The level of service that I have received from Dowd Insurance has been outstanding. As my business has grown, so have my insurance needs. Sam Dowd formulated an extremely reasonable policy that met the needs of my growing business. Understanding insurance policies can be quite a challenge for me and...

-Lindsay, HomeCraft Staging

I love working with Dowd Insurance! Sam and the team take such great care of me and my business. Whenever I need help, I know that they are just a phone call away! My husband and I have a family owned business in Austin too, so we know how much...

-Courtney Emken

Had a great experience with Dowd Insurance. The high quality customer service was unlike any I've encountered while looking for insurance previously. I appreciated their responsiveness and help with all of my questions. I will definitely be going back for any other insurance needs I have.

-Gabriel Sepulveda

Sam has helped me out but he has also helped out several of my clients too. Really great communication and clever solutions.

-Lynch Service Company

As the owner of COMPLETE weddings + events, a special event entertainment provider at over 650 events annually in Central Texas, I was interested in building a relationship with a seasoned professional for our business insurance needs. Dowd Insurance has become an valued partner as our business continues to grow...

-COMPLETE weddings & events Austin

I began working with Tom Dowd in 2006. I was very impressed early on because Tom took the time to really understand my business before recommending coverage that was tailored to our needs. I had no idea how little service our past provider was giving us. We do a complete...

-Ron Skaggs, CEO, Integra Technologies

Dowd Insurance has been my insurance provider for several years and have always thought I had the best agency. I periodically check with other providers and Dowd Insurance has always equaled or topped competitors in their rates. I am a real estate agent and when I have a client needing...

-Denny Dunlap

Blog

March 27, 2024

Why Do Small Businesses Need Business Interruption Insurance?

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

©2024. All rights reserved. | Powered by Zywave Websites