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Home > Blog > Dowd Insurance Agency Blog: business insurance
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Dowd Insurance Agency Blog: business insurance

View the latest blog posts from Dowd Insurance Agency.

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Thursday, June 30, 2022

How To Protect Your Home-Based Business ?

If you conduct business in your home, insuring your business properly is an important part of a successful business plan. What’s Your Risk? While most homeowners insurance policies do cover a limited amount of business equipment, it’s likely that what you own is worth more than your policy’s limits. READ MORE >>

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Thursday, June 16, 2022

What are Jackware Cyberattacks?

Get A Quote For Cyber Liability Insurance  Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it). READ MORE >>

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Friday, April 22, 2022

How Schools Can Protect Themselves From Playground Liability Exposures

Playgrounds are an important part of young children’s educational environment. They allow children to exercise and expel excess energy so they can better focus in the classroom. However, playgrounds are commonly the site of many injuries, ranging in severity from minor to serious. READ MORE >>

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Friday, April 8, 2022

What Insurance Coverages Do HVAC Contractors Need?

Heating, ventilation and air conditioning (HVAC) contractors install, maintain and repair heating and cooling systems in residential and commercial structures. They work with appliances, water heaters, toilets and sprinkler systems in new buildings and existing structures. READ MORE >>

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Thursday, March 17, 2022

5 Ways Cybercriminals Target Your Business

These days, cybercriminals are organized and well-funded. Unlike a lone threat actor, ransomware groups will reinvest a portion of their profits into hiring and training talented cybercriminals, making them more dangerous to organizations. As ransomware tactics evolve, it’s important for organizations to be up to date on current ransomware techniques. READ MORE >>

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Tuesday, March 8, 2022

Youth Camp & Excursion Liabilities for Nonprofits and Religious Organizations

Nonprofits and religious organizations commonly host youth camps, excursions and other activities during the summer in Cedar Park and surrounding areas of Central Texas. Whether your organization runs single-day retreats, multiday camps or overnight outings, it’s important to have appropriate policies and procedures to keep children safe. READ MORE >>

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Thursday, January 27, 2022

How To Fill Your Coverage Gaps with Inland Marine Insurance

Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. As the non-ocean aspect of the cargo journey developed, cargoes were transferred to barge, and the term “inland marine” was created. READ MORE >>

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Thursday, January 13, 2022

How To Proactively Mitigate Employment Practices Liability Claims

As COVID-19 vaccination rates increase and transmission rates of the virus decrease, employment practices liability insurance (EPLI) claims involving retaliation are expected to continue to increase as employees return to the workplace. READ MORE >>

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Tuesday, August 31, 2021

How To Reduce Workers’ Compensation Costs

Five Strategies for Reducing Workers’ Compensation Costs  When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. READ MORE >>

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Tuesday, August 3, 2021

Know Your Limits. Is Your Coverage Enough

Does your business have the right coverage? Losses from cyber attacks, employment practices liability or D&O claims can be detrimental to your business if you don’t have enough of the right coverage. The following is a review of a number of recent severe insurance business losses related to various lines of business. READ MORE >>

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