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Dowd Insurance Agency Blog: owners

View the latest blog posts from Dowd Insurance Agency.

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Tuesday, February 7, 2023

Winter Weather and Insurance Coverage FAQs

Most standard homeowner policies cover damage from wind, wind-driven rain, falling trees and collapse due to ice or snow. If you’ve experienced winter storm damage, below are of the common claim-related questions and answers.   Wind-related Damage and Cleanup A tree fell on my home. READ MORE >>

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Monday, November 15, 2021

How to Reduce Homeowners Insurance Costs This Holiday Season

Use the saving on your homeowners insurance policy to celebrate what matters this holiday season! Contact us today for a free quote. As an independent agent, Dowd Insurance is able to quote your policy with multiple carriers to find you the best coverage at the best price. READ MORE >>

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Thursday, September 30, 2021

What are the leading causes of roof failures?

Roofing systems are more complex than meets the eye and can sustain significant damage if they are not properly updated and maintained as they age. When assessing the structural integrity of a building’s roofing, the main concern is the age of the roof itself, not the building’s age. READ MORE >>

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Monday, August 23, 2021

What is a single-loss deductible and how does it work?

Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected.   If you have two or more separate types of insurance from the same company or have purchased a bundled insurance pa... READ MORE >>

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Monday, May 10, 2021

Time to Prepare: National Hurricane Preparedness Week

National Hurricane Preparedness Week, which is May 9-15 this year, encourages individuals to evaluate their personal hurricane risks and implement measures to keep themselves and their homes protected during a hurricane. Hurricanes have become an increasingly prevalent concern throughout many Southern states and along much of the East Coast. READ MORE >>

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Wednesday, December 16, 2020

5 Common Home Insurance Myths

 If you want to know exactly what's up with your home insurance, read your policy and call your agent. There's too much bad information out there that gets passed around and repeated so often that it must be true, but it's not. Here are five of the big ones:  READ MORE >>

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Wednesday, December 9, 2020

Should My Business Policy Cover Independent Contractors?

Independent contractors, vendors and other third-party workers can help your business grow. Sometimes, however, their help can spawn a new set of problems.  Your business insurance policy may already be comprehensive. Still, many policies don’t extend coverage to these workers.   READ MORE >>

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Wednesday, November 18, 2020

Is Your Home Insurance Policy Good Enough Right Now

Many times, it is very easy to just allow it to renew, year after year, without looking at it and the details within it. Yet, your home’s needs change. It is important to carefully consider the coverage you have. You also want to be sure you choose a policy that represents your specific risks. READ MORE >>

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