Local Service. Real People. Smart Coverage.
At Dowd Insurance Agency, we believe insurance should feel simple, personal, and built around your life—not confusing, rushed, or one-size-fits-all. Our mission is to help individuals, families, and business owners find quality protection at competitive rates while delivering the kind of customer service that keeps people coming back year after year.
If you’re searching for a trusted insurance agency in San Antonio and Central Texas area, you deserve a team that listens first, explains clearly, and works hard to earn your business. That’s exactly how we operate.
Our Story
After owning and operating a Farmers agency for 17 years, Tom Dowd decided it was time for a better way to serve clients. In 2006, he launched Dowd Insurance Agency with a simple goal: give people more options, better guidance, and a more personal insurance experience.
Since then, we’ve proudly helped customers throughout Texas—including San Antonio, the Hill Country, and surrounding communities—while also expanding into Colorado and Washington.

