October 7, 2024
jdowdinsWhat Does Condo Insurance Cover?
Condo insurance is a specific policy for condo unit owners. It is like homeowners insurance but has some nuances that are essential to understand. Whether you’re a first-time condo owner or want to learn more about how to protect your investment financially, it’s essential to understand what condo insurance has to offer. What Condo Insurance […]
October 3, 2024
jdowdinsSamaritan’s Purse: Spreading Hope Across the Globe
In a world often overshadowed by challenges, there’s a vibrant thread of hope woven through the work of Samaritan’s Purse. This remarkable organization, founded in 1970, is dedicated to providing aid and support to those in need, both in the United States and around the globe. From disaster relief to community development, their expansive efforts […]
October 3, 2024
jdowdinsWhy You Should Call Your Insurance Agent Before Filing a Claim
When faced with damage or loss, your first instinct might be to file an insurance claim. However, before picking up the phone to report a claim, consider reaching out to your insurance agent first. This seemingly small step can save you time, money, and potential headaches down the line. Understanding the Impact of Claims Filing […]
October 2, 2024
jdowdinsBattling Insurance Premium Increases: Smart Strategies for Savvy Consumers
Insurance premiums can often feel like a rollercoaster ride, with unexpected increases that strain your budget. Whether it’s auto or home insurance, rising premiums can be frustrating. Fortunately, there are several effective strategies you can employ to combat these increases. By adjusting your deductible, participating in telematics programs, avoiding unnecessary claims, and shopping for better […]
September 30, 2024
jdowdinsHow to Get Favorable Auto Insurance Rates for Teen Drivers
Young drivers are some of the most expensive to insure, primarily due to their lack of experience and the statistical likelihood that they’ll cause an accident. Even so, there are several strategies that can help keep insurance costs under control: Choose the right vehicle. Cars that are relatively low in value with good safety ratings […]
September 26, 2024
jdowdinsCar Seats and Booster Seats Save Lives
Did you know that car crashes are a leading cause of death for children ages 1 to 13? Car seats and booster seats can play a critical role in protecting young passengers during a crash. Keep your children safe while in the car by taking these steps.
September 24, 2024
jdowdinsHow to Avoid Insurance Gaps
Small businesses in all industries face numerous risks that can lead to significant financial losses. To mitigate these exposures, businesses secure insurance. Many considerations go into building an insurance portfolio; business leaders must be mindful of policy specifics, such as limits and exclusions. Failure to adequately address a business’s insurance needs can result in costly […]
September 19, 2024
jdowdinsWhy Pet Insurance is the Best Thing Since Sliced Bread (for Your Furry Friends)
If you’re a pet owner, you know the joy (and occasional chaos) that comes with having a furry friend. But along with the snuggles and tail wags comes the reality that our beloved pets can sometimes act like they’ve taken a few too many spins on the hamster wheel of life. Enter pet insurance: your […]
September 16, 2024
jdowdinsConsiderations When Renting an Electric Scooter
Electric scooters have surged in popularity in recent years, providing a convenient and eco-friendly mode of transportation. If you’re considering renting an electric scooter, keep some important safety and insurance considerations in mind. Before Riding Inspect the scooter for any defects or malfunctions. Always wear a helmet for maximum protection, even if it’s not required […]
September 12, 2024
jdowdinsWhat To Do If You’re In An Animal Collision
Check out this video to learn what you should do if you’re involved in an animal collision.