Home > Insurance Blog
Insurance Blog

When Trust Isn’t Enough: Protecting Your Business from Employee Theft
October 15, 2026
You trust your employees—and you should. But when employees have access to company money, inventory, equipment, or financial accounts, there’s always some level of risk....

What’s Driving Texas Insurance Rates?
October 13, 2026
If your Texas homeowners insurance renewal made you do a double-take, you’re not alone. From Cedar Park to San Antonio and throughout the Hill Country,...

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs
October 7, 2026
Life insurance policies aren't always one-size-fits-all. Many insurers offer optional add-ons, known as riders, that let policyholders adjust their coverage to better match their personal...

Commercial Theft & Burglary Insurance: Is Your Business Protected?
October 7, 2026
You lock the doors, set the alarm, and hope your security cameras never have an exciting night. Unfortunately, even the most careful business owner can...

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?
October 4, 2026
Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online....

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers
October 2, 2026
Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago...

Trick-or-Treat Without the Trouble: Halloween Liability Tips for Homeowners
October 1, 2026
Halloween should be about costumes, candy and spooky fun—not an unexpected insurance claim. For homeowners in Central Texas and the Hill Country, a few simple...

Disaster Strikes: What Business Owners Should Do Before Filing an Insurance Claim
September 24, 2026
A disaster can turn a normal business day into chaos in a hurry. Whether your Central Texas or Hill Country business is dealing with storm...

Do You Need Life Insurance If You Don’t Have Kids? Here’s What to Consider
September 22, 2026
A Common Misconception About Life Insurance Many people assume life insurance is only necessary once you have children or a spouse who depends on your...

Your House Has a Story—Make Sure Your Insurance Company Can See It
September 22, 2026
If a fire, severe storm, theft, or other covered loss damages your home, trying to remember everything you own can be surprisingly difficult. A home...
Get A Quote
Customer Reviews
The team at Dowd Insurance has been great to work with. They have a commitment,...
Carrie S
CS
Great family-owned business in town of insurance professionals. Sam Dowd with...
Laura R James

Jennifer has been so persistent in pursuing great options for us as a client...
elissa t
