July 16, 2025
jdowdinsWhat Small Businesses Need to Know About Texas’ New Cybersecurity Law
Texas Sets the Bar: What Small Businesses Need to Know About the New Cybersecurity Law If you run a small business near Austin or anywhere in Central Texas, here’s a heads-up: Texas just passed a new law that sets clear standards for how companies handle cybersecurity. Think of it as a digital safety playbook—and following […]
July 14, 2025
jdowdinsFire Safety Tips for Pet Owners
Celebrate National Pet Fire Safety Day the Smart Way Paws, Plans & Preparedness: Pet Fire Safety Tips Every Homeowner Should Know Did you know July 15 is National Pet Fire Safety Day? It’s a great reminder that your pets need a fire escape plan just like the rest of the family. As a Central Texas […]
July 9, 2025
jdowdinsWhat to Do in the First 24 Hours After a Workplace Injury
A Workplace Injury Guide for Central Texas Business Owners Running a small business in the Austin area comes with plenty of moving parts—managing employees, serving customers, and of course, keeping everyone safe on the job. But no matter how many safety protocols you have in place, workplace injuries can still happen. When they do, the […]
July 7, 2025
jdowdinsWhat Really Affects Your Home Insurance Premium in Central Texas?
Let’s face it—homeowners insurance isn’t exactly the most exciting topic around, but understanding what actually drives your premium up (or down) can make a big difference in your wallet. Whether you’re in Austin, Round Rock, or a quiet hill country town nearby, here’s what you need to know about what affects your homeowners insurance costs […]
July 2, 2025
jdowdinsCommon Social Media Quiz Questions That Could Threaten Your Personal Data
Cybercriminals use seemingly innocent questions in online quizzes and personality tests to gather details they later use to compromise your privacy and security. This video goes over how some common questions might be used for such malicious purposes.
June 30, 2025
jdowdins5 Smart Ways to Lower Your Workers’ Comp Costs
Protect your team. Protect your bottom line. When you’re running a business in Central Texas, a lot rides on your team—so keeping them safe (and your insurance costs in check) is a big deal. Workers’ compensation insurance is designed to protect both your employees and your business if someone gets hurt on the job, but […]
June 27, 2025
jdowdinsWildfire Season in Central Texas: Is Your Home Insurance Ready?
As temperatures climb and grass dries out, wildfire season creeps closer—and if you live in Central Texas, that’s something you can’t ignore. While we can’t control Mother Nature, we can make sure our home insurance is wildfire-ready. So, grab a glass of sweet tea and let’s break down what you need to know. Why Wildfire […]
June 25, 2025
jdowdinsHitting the Open Road? Make Sure Your RV Insurance Has You Covered
Central Texas is perfect for RV adventures—whether you’re heading out to Inks Lake for a weekend getaway or planning a cross-country road trip. But before you hit the road, let’s talk RV insurance. Because your home-on-wheels isn’t just another vehicle—it’s a unique blend of car, condo, and campsite. And it needs coverage to match. Wait… […]
June 18, 2025
jdowdinsDo You Deliver for Work? Here’s What You Need to Know About Auto Insurance
If you’re driving your personal vehicle to make deliveries—whether it’s groceries, takeout, or online orders—you may be cruising around with a dangerous gap in your auto insurance coverage. Most personal auto insurance policies exclude coverage when you’re using your car for commercial purposes. That means if you get into an accident while delivering a pizza […]
June 16, 2025
jdowdinsKnow What’s Over Your Head: A Quick Guide to Roof Coverage in Home Insurance
Your roof does a lot of heavy lifting—shielding your home from hail, wind, sun, and everything in between (this is Texas, after all). But when damage happens, do you know how your homeowners insurance handles roof repairs or replacements? Not all policies treat roofs the same, and understanding the fine print can make a huge […]