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Dowd Insurance Agency Blog

View the latest blog posts from Dowd Insurance Agency.

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Wednesday, September 20, 2023

Why home and auto insurance rates are continuing to rise in 2023

Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. READ MORE >>

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Monday, September 18, 2023

Protecting Your Business From Power Surges

Power surges, which are sudden spikes in electrical voltage, can wreak havoc on business equipment and systems. While they may seem like minor inconveniences, power surges can have a significant impact on a business’s bottom line. READ MORE >>

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Thursday, September 14, 2023

How To Insure Your Home for Its Correct Value

If trouble befalls your home or personal property, it can be devastating to learn that insurance won't cover all the necessary costs. Help avoid this situation by insuring your home for its correct value. This video discusses the difference between replacement cost and actual cash value as it pertains to home insurance. READ MORE >>

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Monday, September 11, 2023

Why Life Insurance Is Worth Your While at Any Age

You may have heard of life insurance and thought you don’t need it, especially if you’re still young and don’t have any dependents. And yes, it can be considered an extra monthly or yearly cost, but it’s worth your while not only when you’re young, but as the years pass and your financial investments and dependents multiply. READ MORE >>

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Thursday, September 7, 2023

Navigating Commercial Property Claims

GUIDE TO NAVIGATING COMMERCIAL PROPERTY CLAIMS Introduction  In the event of a catastrophic commercial property loss, the process of getting your business back up and running can be overwhelming. Although infrequent, these types of claims can severely impact operations, earnings, team members and the company’s reputation. READ MORE >>

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Thursday, September 7, 2023

Why Homeowners Insurance Premiums Are Rising and What You Can Do

Many people have seen their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims. READ MORE >>

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Wednesday, September 6, 2023

7 Factors Driving Commercial Property Insurance Costs

Several cost-driving trends have contributed to the hard commercial property insurance market. This environment has led to continuous rate increases and other challenging conditions. In these circumstances, it’s crucial for businesses to understand why premiums have been rising. READ MORE >>

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Monday, August 28, 2023

4 Ways Artificial Intelligence Can Help Reduce Workers’ Compensation Expenses

Artificial intelligence (AI) encompasses machines, computer systems and other devices that can simulate human intelligence processes. This technology has the potential to change many aspects of the workplace, especially as it pertains to preventing and managing occupational injuries. READ MORE >>

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Thursday, August 24, 2023

Does My Homeowners Insurance Cover Hurricane Damage

Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. READ MORE >>

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Monday, August 21, 2023

How To Calculate Your Renters Insurance Needs

Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. READ MORE >>

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