November 6, 2025
jdowdinsShorter Days, Darker Drives: Staying Safe on Central Texas Roads This Fall
Daylight saving time officially ended this past weekend, and if your evening commute suddenly feels a little darker (and longer), you’re not imagining it. With the sun setting earlier, Central Texas drivers are now facing reduced visibility, more glare during rush hour, and an increased risk of evening accidents. Whether you’re heading home from work […]
November 4, 2025
jdowdinsDon’t Snooze and Cruise: Why Sleep Matters for Safe Driving in Central Texas
We all know the dangers of texting and driving—but what about tired driving? Every year, thousands of preventable accidents are caused by drowsy drivers who thought they could power through. That’s why the National Sleep Foundation’s Drowsy Driving Prevention Week (November 2–8, 2025) is here to remind us all of one simple truth: sometimes, the […]
October 30, 2025
jdowdinsHow Businesses Can Avoid Premium Surprises on Commercial Auto Coverage
Here in Central Texas, your business vehicle isn’t just a way to get from A to B—it’s part of your livelihood. Whether it’s a service truck navigating the winding Hill Country roads, a delivery van in Austin-adjacent territory, or a commercial pickup hauling equipment across Kerr County, your fleet (even if it’s just one vehicle) […]
October 28, 2025
jdowdins5 Smart Strategies to Reduce Workers’ Compensation Costs
Running a business in Central Texas means you already know one thing: making the smart choices pays off—whether it’s choosing the right equipment or getting the right insurance partner. At Dowd Insurance Agency, we’re big fans of doing the job right the first time. That’s why we’re breaking down five effective strategies your Central-Texas business […]
October 23, 2025
jdowdinsCybersecurity Doesn’t Have to Be Scary: Here’s How to Lock Down Your Digital Life
Whether you’re in Austin, New Braunfels, or anywhere across Central Texas, you’re surfing the web, checking email, managing finances, and staying connected. And while that’s all awesome – it also means you’re part of the digital world where cyber-threats are very real. October is Cybersecurity Awareness Month, the perfect time to brush up on protecting your data […]
October 21, 2025
jdowdinsCelebrate National Teen Driver Safety Week with Your Teen Behind the Wheel
Hey there, Central Texas parents! Buckle up—this week (October 19-25) is National Teen Driver Safety Week (NTDSW), a great moment to hit “pause” and chat with your teen driver about staying safe on the roads of the Hill Country. At Dowd Insurance Agency, we’re all about helping families protect what matters most—and yes, that includes […]
October 16, 2025
jdowdinsFireplace & Smoke Detector Safety: Your Fall Home Safety Double-Check
A roaring fire and a cup of cocoa sound perfect on a chilly evening—but safety should come first. Fall is the best time to double-check your fireplace and smoke detectors. Fireplace Safety Use a fireplace screen to catch sparks. Burn only seasoned wood—never trash or cardboard. Keep flammable items at least 3 feet away. Smoke […]
October 14, 2025
jdowdinsWhy Pet Insurance Is Worth Fetching for Your Furry Friend
You know that look your dog gives you when they’ve done something questionable? The same one your cat gives when they knock something off the counter on purpose? Yeah — that’s love… mixed with a dash of mischief. But when that curiosity leads to an emergency vet visit, those “uh-oh” moments can get expensive fast. […]
October 9, 2025
jdowdinsTree Trimming: Protecting Your Home from Falling Branches
Fall in Central Texas means unpredictable storms, and overgrown trees can pose serious risks to your home. A little trimming now can prevent a lot of damage later. Why Tree Maintenance Matters Protects your roof and siding from falling branches. Prevents power outages from downed lines. Improves tree health and curb appeal. Reduces liability if […]
October 7, 2025
jdowdinsPlanning for Tomorrow: How to Pick the Right Life Insurance Policy for Your Family
Life in Texas is all about family, freedom, and a good dose of peace of mind. But when it comes to planning for the “what-ifs” in life, many Central Texans aren’t sure where to start. That’s where life insurance comes in. Whether you’re raising kids in New Braunfels, paying off a mortgage in Austin, or […]