Category: Home Insurance
Deductibles 101: How Much Should You Pay Out of Pocket?
October 27, 2026
Deductibles Explained: Finding the Right Balance Your insurance deductible is the amount you pay out of pocket before your insurance kicks in for a covered...
Is It Time to Shop Your Insurance?
October 21, 2026
Life changes, insurance rates rise, and sometimes your policy just stops being the right fit. So, when should you shop your insurance? For homeowners and...
What’s Driving Texas Insurance Rates?
October 13, 2026
If your Texas homeowners insurance renewal made you do a double-take, you’re not alone. From Cedar Park to San Antonio and throughout the Hill Country,...
Trick-or-Treat Without the Trouble: Halloween Liability Tips for Homeowners
October 1, 2026
Halloween should be about costumes, candy and spooky fun—not an unexpected insurance claim. For homeowners in Central Texas and the Hill Country, a few simple...
Your House Has a Story—Make Sure Your Insurance Company Can See It
September 22, 2026
If a fire, severe storm, theft, or other covered loss damages your home, trying to remember everything you own can be surprisingly difficult. A home...
Protect Your Home From These Common Home Insurance Exclusions
September 15, 2026
Think your homeowners insurance covers everything that can go wrong? Not quite! Your policy provides valuable protection, but every policy has exclusions—things it specifically doesn’t...
Replacement Cost vs. Actual Cash Value: The Insurance Difference That Can Cost You Thousands
September 8, 2026
When it comes to homeowners insurance, Replacement Cost vs. Actual Cash Value (ACV) isn’t just insurance jargon—it can make a big difference when a Texas...
Ready, Set, Evacuate: Your Emergency + Insurance Checklist
September 1, 2026
Living in Central Texas and the Hill Country means enjoying beautiful scenery, but it also means being ready for wildfires, severe thunderstorms, tornadoes, flooding, and...
Pet Liability & Insurance: Is Your Furry Friend Covered?
August 25, 2026
Your dog may be the goodest boy or sweetest girl in the Central Texas Hill Country—but insurance carriers still look at pet-related liability risk. One...
Someone Got Hurt at Your House—Now What?
August 18, 2026
A backyard barbecue, a slippery walkway, or an enthusiastic dog can turn an ordinary day into an unexpected insurance situation. So, what happens if someone...
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The team at Dowd Insurance has been great to work with. They have a commitment,...
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Great family-owned business in town of insurance professionals. Sam Dowd with...
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Jennifer has been so persistent in pursuing great options for us as a client...
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Dowd Insurance has handled my insurance needs for over 30 years; I continue to...
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