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Category: Business Insurance

Emergency Response Plans: Is Your Business Ready When the Unexpected Happens?
September 17, 2026
In Central Texas and the Hill Country, business owners know that “unexpected” can mean a lot of things—from severe storms, tornadoes and flash flooding to...

Earthquake & Tornado Insurance: Is Your Business Really Covered?
September 10, 2026
When you think about natural disasters in Central Texas, tornadoes probably come to mind before earthquakes. But both are risks business owners shouldn’t completely overlook....

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters
September 4, 2026
National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how...

Storm-Ready Business: How to Prepare for Severe Storms
September 3, 2026
When severe weather is headed toward Central Texas, you don't want your business continuity plan to be something you create while watching the radar. A...

Is Your Business Insurance Ready for Another Year?
August 27, 2026
Your business changes throughout the year. Maybe you added employees, purchased equipment, signed a new lease, expanded into a new location, or started offering a...

Pollution Liability Insurance: Is Your Business Protected?
August 20, 2026
Running a business in Central Texas or the Hill Country comes with plenty of opportunities—and a few environmental risks that may not be on your...

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates?...

Is Your Professional Liability Policy Keeping Up? Key Updates Every Business Owner Should Know
August 11, 2026
Running a business means staying ahead of more than just customers, competitors, and day-to-day operations. As regulations, industry standards, and client expectations continue to evolve,...

General Liability Insurance 101: A Foundation for Every Small Business
August 4, 2026
If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and...

Licensed to Operate: Understanding Business Licenses & Insurance Requirements
August 4, 2026
Starting a business in the Texas Hill Country is exciting—but before you open your doors, hire employees, or welcome your first customers, it’s important to...
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Great family-owned business in town of insurance professionals. Sam Dowd with...
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Dowd Insurance has handled my insurance needs for over 30 years; I continue to...
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