December 21, 2022
AgencyWhy Private Companies Need D&O Insurance
Directors and officers (D&O) insurance provides corporate directors and officers with coverage for managerial decisions that negatively impact the company. This insurance may generally cover legal fees, settlements, and other costs related to their defense. All types of businesses should seriously consider D&O insurance, but there’s a common misconception that private companies may not need […]
November 28, 2022
AgencyWhat Is Smishing and How Do You Protect Against It?
Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. WHAT IS SMISHING? Smishing relies on the same tactics […]
November 17, 2022
AgencyPolicyholder Duties Following a Commercial Property Loss
Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies. Here are common duties most policies require insureds to uphold in the event of a loss: Notify the police if any laws […]
October 24, 2022
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity. In order for organizations to truly protect themselves […]
October 19, 2022
AgencyBenefits of Cyber Liability Insurance
When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any […]
September 8, 2022
Agency5 General Liability Exposures That Affect Your Business
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is […]
July 11, 2022
AgencyWhat Are The Benefits Of A Commercial General Liability Policy?
Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage, bodily injury or both, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your […]
June 30, 2022
AgencyHow To Protect Your Home-Based Business ?
If you conduct business in your home, insuring your business properly is an important part of a successful business plan. What’s Your Risk? While most homeowners insurance policies do cover a limited amount of business equipment, it’s likely that what you own is worth more than your policy’s limits. Also, your homeowners’ liability insurance probably […]
June 16, 2022
AgencyWhat are Jackware Cyberattacks?
Get A Quote For Cyber Liability Insurance Ransomware incidents entail cybercriminals compromising their victims’ computers or servers with malware and demanding large payments in order to restore the technology (as well as any files or data stored on it). They have often been considered one of the most damaging cyberattack methods. While these incidents are […]
April 22, 2022
AgencyHow Schools Can Protect Themselves From Playground Liability Exposures
Playgrounds are an important part of young children’s educational environment. They allow children to exercise and expel excess energy so they can better focus in the classroom. However, playgrounds are commonly the site of many injuries, ranging in severity from minor to serious. As an educational institution, you need to balance keeping playground facilities safe, […]