512-331-0787 Client Center ☰ ˟
Logo
Client Center Call Us: 512-331-0787 Text Us: 512-980-9469
  • Home
  • Get A Quote ›
    • Automobile
    • Business & Commercial
    • Commercial Auto
    • Disability
    • Homeowners
    • Life
    • Long Term Care
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Our Products ›
    • Products
    • Home & Auto Insurance
    • Auto Insurance ›⤵
      • Auto Insurance
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Accident Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • SR-22 Insurance
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home Insurance ›⤵
      • Home Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal Insurance ›⤵
      • Other Personal Insurance
      • Identity Theft
      • Jewelry Insurance
      • Personal Umbrella Insurance
      • Data Backup
    • Life Insurance ›⤵
      • Life Insurance
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle Insurance ›⤵
      • Recreational Vehicle Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Additional Insurance Services ›⤵
      • Special Event Insurance
      • Other Services
      • Vacation Rental Property Insurance
    • Coverage for Specific Industries ›⤵
      • Coverage for Specific Industries
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Landscaping Insurance
      • Builders Risk Insurance
      • Church and Nonprofit Organizations
      • Construction Insurance
      • Consulting Firm Insurance
      • Convenience Store and Gas Station Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Personal Trainer Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Vineyard & Winery Insurance
      • Water Well Drillers Insurance
    • Coverage for Your Business ›⤵
      • Coverage for Your Business
      • Bonds
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Professional Liability
      • Surety Bonds
      • Workers Compensation
    • Coverage for Your Employees ›⤵
      • Coverage for Your Employees
      • Group Disability Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Blog
  • Payment/Claims
  • Our Agency ›
    • Client Center
    • Services Areas›⤵
      • Cedar Park, Leander, Liberty Hill
      • Lago Vista, Point Venture, Jonestown
      • Round Rock, Pflugerville, Georgetown
      • Austin
      • Lakeway
    • About ›⤵
      • About
      • Our Staff
      • Our Locations
    • Referral Program
    • Newsletters
    • Blog
    • Get A Quote
    • Our Providers
    • Community Involvement ›⤵
      • Community Involvement
      • Superhero Kids
  • Contact Us ›
    • Contact Us
    • Contact Us
    • Location & Hours
Auto and Home Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Life & Disability

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Auto / Car Insurance - Cedar Park TX & Austin TX

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request ID Card for Auto Policy

Auto Insurance Information

Greater Austin Area Auto Insurance 

Protecting Drivers Across Cedar Park, Austin and Surrounding Areas


Texas’ major urban areas are known for both their size and their traffic congestion. If you’re a resident of greater Austin, then you probably don’t have to be reminded just how much of a hassle and a danger that driving can be. You never know when you might have an accident, but with the help of quality auto insurance benefits, you’ll be able to be prepared for anything. 

Dowd Insurance is committed to helping every Texas driver get the auto insurance solutions that are guaranteed to offer ample security without breaking the bank. You can trust us to provide a listening ear, efficient policy services and fast claims resolutions whenever you need them. 

Call us at 512-331-0787 or request your free auto insurance quote online now. 

Common Auto Insurance Questions 



Why is Auto Insurance Important? 

Cars cost money, and it’s only natural not to want anything to happen to them. Still, just by owning a vehicle, you face numerous liabilities, from the risks of wrecks to vehicle theft and accident lawsuits. If you ever find yourself facing a problem, then it’s car insurance that will be able to step in and help you cover the costs that might arise from these challenges. With it, you won’t face insurmountable financial problems just because of a problem that you certainly didn’t expect.  

How Much Auto Insurance Do I Need? 

Auto insurance can offer numerous coverage options, and each will work in unique ways to help you receive comprehensive financial assistance in case of accidents or other hazards.  

Coverage offered within most policies includes: 

  • Liability Insurance: When an accident is deemed your fault, this coverage help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you.

  • Bodily Injury Liability Coverage: This plan pays for third-party medical bills and sometimes for death benefits.

  • Property Damage Liability Coverage: This pays for damage to the other party’s property.

  • Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.

  • Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.

  • Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.

  • Uninsured/underinsured Insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage.If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.


Additional benefits offered by most carriers will help further expand your policy, including: 

  • Roadside assistance

  • Rental car reimbursement

  • Custom parts coverage

  • Replacement cost vehicle coverage

  • Vanishing deductibles

  • Gap insurance


How Do I Get The Right Auto Coverage? 

Car insurance isn’t a cookie cutter policy. It’s a dynamic product that is supposed to be customizable to the needs of the policyholder. Our job is to help you get the coverage that will minimize your financial strain following any number of complicated challenges. 

All drivers registered in Texas are required to carry at least the following liability coverage: 

  • $30,000 Bodily Injury Liability Coverage per person

  • $60,000 Bodily Injury Liability Coverage per accident

  • $25,000 Property Damage Liability Coverage


Still, since this is only the minimum coverage you need, then you can benefit exceptionally from increasing your liability limits and augmenting them with other coverage like collision, comprehensive, un/underinsured motorist coverage and more. We’ll help you do so in a way that will not only optimize your benefits, but also ensure that your expanded coverage remains affordable. 

Contact Us Today!
512-331-0787

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1841 S Lakeline Blvd. Ste 101-302 | Cedar Park, TX 78613
P: 512-331-0787 | Text: 512-980-9469 | F: 512-506-8115
Email Us: Personal Lines | Commercial Lines
© Copyright. All rights reserved. | Powered by Insurance Website Builder