Home, Auto and Business Insurance in Boerne, TX

Insurance for Life in the Texas Hill Country

Boerne blends small-town charm with Hill Country beauty, making it one of the most desirable places to live in Central Texas. Whether you’re strolling through historic Main Street, running a local business, or raising a family in Cordillera Ranch, you want peace of mind knowing your home, vehicles, and livelihood are protected. That’s where Dowd Insurance Agency comes in.

With more than 30 years of experience, Tom Dowd and our team provide Boerne residents with trusted advice, competitive coverage options, and the neighborly service you’d expect from a local agency.

Comprehensive Insurance Solutions for Boerne

We offer coverage to fit every stage of life in the Hill Country:

• Personal Insurance: Homeowners, Renters, Condo, Landlord, Mobile Home, Flood, Auto (including SR-22, GAP, roadside assistance), Life, Disability, Long-Term Care, Personal Umbrella, Jewelry, Pet, Identity Theft, Personal Cyber, and Special Event coverage.

• Recreation & Specialty: Motorcycle, Boat & Watercraft, RVs, ATVs, and Golf Carts—because Hill Country living is all about outdoor fun.

• Business & Commercial Insurance: Business Owners Policy (BOP), General Liability, Commercial Auto, Property, Workers’ Compensation, Bonds, Inland Marine, Cyber Liability, Directors & Officers, Employment Practices Liability (EPLI), Professional Liability (E&O), Umbrella, and Flood coverage.

We work with top-rated carriers to ensure you get dependable protection at a fair price.

Why Boerne Chooses Dowd Insurance

From family homes in Fair Oaks Ranch to shops along Main Street, Boerne residents count on us for more than just policies—we provide clarity, support, and personal relationships that last. We understand the unique risks of life in the Hill Country, from storm damage to rural property coverage, and we’re here to make insurance simple and stress-free.

Boerne Home Insurance FAQs

Basic Homeowners Policy Questions
Premium & Discount Questions
Coverage & Limits Questions

Local Insurance for Hill Country Living

From the Cibolo Creek trails to downtown Boerne’s historic district, this is a community with heart—and unique insurance needs. At Dowd Insurance Agency, we’re proud to provide coverage that fits life in Boerne, so you can focus on enjoying all the best of the Texas Hill Country.

Contact Dowd Insurance Agency Today

Call us at (512) 331-0787 or fill out our online form to get started. From Cordillera Ranch to Fair Oaks Ranch, downtown Boerne to the surrounding Hill Country, we’re here to protect families, individuals, and businesses across Kendall County.