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Home, Auto and Business Insurance in San Antonio, TX

Insurance with Alamo City Heart

San Antonio—the storied home of the Alamo, a thriving cultural hub, and one of Texas’s most dynamic cities. Whether you’re exploring the River Walk, growing a business, or settling into life in South Texas, Dowd Insurance Agency is here to meet your insurance needs with expertise and a personal touch. Led by Tom Dowd and backed by over 30 years of experience, our team offers tailored coverage at competitive prices—right here in the heart of San Antonio.


Comprehensive Protection Tailored to You

From homes to businesses, vehicles to families, we’ve got you covered. Our solutions include:

  • Personal Insurance: Homeowner’s (including condos, flood, landlord, mobile home, renters), Auto (including roadside assistance, SR-22, GAP, accident forgiveness), Life & Disability (including long-term care, key-person), Identity Theft, Jewelry, Personal Umbrella, Pet, Personal Cyber, and Special Event coverage (e.g., weddings, vacation rentals)

  • Recreation & Specialty: Motorcycle, Boat & Watercraft, RV (motorhome, ATV, golf cart)

  • Business & Commercial: Business Owners Policy (BOP), Commercial Auto, Commercial Property, General Liability, Workers’ Compensation, Crime, Cyber Liability, Directors & Officers, Employment Practices (EPLI), Professional Liability, Errors & Omissions, Inland Marine, Bonds, Flood, Umbrella

We put our longstanding relationships with the nation’s top carriers to work for you—so you get both quality and flexibility in your coverage.


Why San Antonio Chooses Dowd Insurance

Dowd Insurance brings more than insurance—we bring local commitment. We strive to build personal relationships that last, going the extra mile for you, your family, and your business. Whether you’re downtown, near Lackland, or out in the Hill Country suburbs, we’re here when you need us.


San Antonio Home Insurance FAQs

Basic Homeowners Policy Questions
Premium & Discount Questions
Coverage & Limits Questions


Serving the San Antonio Community

Whether you’re in Alamo Heights, Stone Oak, the Medical Center, Southtown, or anywhere across Bexar County and beyond, we’re proud to support your insurance needs—with hometown understanding and statewide resources.


Why Coverage in San Antonio Matters

Living in and around San Antonio brings unique insurance considerations, from floods (especially near creeks and the river), hailstorms, theft in urban zones, to business liability in booming commercial districts. At Dowd Insurance, we make sure you’re not just covered—but covered smart and locally.


Contact Us Anytime

Have questions or ready to talk with an agent? Call us today at (512) 331-0787, or reach out via our online quote form. At Dowd Insurance, we’re all about being accessible—whether you’re at the Alamo, the Pearl, or home on the North Side.

 

 

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