Home, Auto and Business Insurance in Schertz, TX

Insurance for One of Texas’s Best Places to Live

Schertz is more than just a suburb of San Antonio—it’s a thriving community with a small-town feel and big-city convenience. Known for its strong schools, family-friendly neighborhoods, and local pride, Schertz is one of the fastest-growing cities in the region. Whether you’re settling into a new home in Belmont, running a business along FM 3009, or commuting on I-35, Dowd Insurance Agency is here to help safeguard what matters most.

With more than 30 years of industry experience, Tom Dowd and our team provide Schertz families and businesses with the perfect balance of big-name carriers and personal, neighborly service.

Comprehensive Insurance Coverage for Schertz

Our wide range of coverage options ensures you’re protected at every stage of life:

• Personal Insurance: Homeowners, Renters, Condo, Landlord, Mobile Home, Flood, Auto (including SR-22, GAP, roadside assistance), Life, Disability, Long-Term Care, Personal Umbrella, Jewelry, Pet, Identity Theft, Personal Cyber, and Special Event coverage.

• Recreation & Specialty: Motorcycle, Boat & Watercraft, RVs, ATVs, and Golf Carts—perfect for enjoying the South Texas lifestyle.

• Business & Commercial Insurance: Business Owners Policy (BOP), General Liability, Commercial Auto, Property, Workers’ Compensation, Bonds, Inland Marine, Cyber Liability, Directors & Officers, Employment Practices Liability (EPLI), Professional Liability (E&O), Umbrella, and Flood coverage.

We work with top-rated carriers to deliver competitive rates, flexible options, and dependable protection.

Why Schertz Chooses Dowd Insurance

From families in Willow Grove to businesses near Randolph Air Force Base, Schertz residents rely on us for expert guidance and responsive support. We understand the unique risks that come with living in a fast-growing, military-adjacent community, and we’re here to make sure your insurance is simple, reliable, and tailored to your needs.

Schertz Home Insurance FAQs

Basic Homeowners Policy Questions
Premium & Discount Questions
Coverage & Limits Questions

Protecting Life in Schertz

Whether you’re cheering on your kids at local sports fields, running a family-owned business, or enjoying easy access to San Antonio and New Braunfels, Schertz offers the best of South Texas living. At Dowd Insurance Agency, we’ll make sure you’re covered so you can enjoy it all with confidence.

Contact Dowd Insurance Agency Today

Call us at (512) 331-0787 or complete our quick online form to get started. From Belmont to Willow Grove, downtown Schertz to neighborhoods along I-35, Dowd Insurance is proud to protect families and businesses across Schertz and the surrounding region.