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Agency

April 28, 2021
Agency

Building Trust Among Employees Amid the COVID-19 Pandemic

The COVID-19 pandemic has been testing the limits of every organization. It’s tested resilience, it’s tested adaptability and, critically, it’s tested the trust between managers and their employees.   When the COVID-19 pandemic began, entire workforces were sent to work from home, regardless of whether they had any experience with the arrangement. This sudden autonomy […]
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April 21, 2021
Agency

How To Prepare For A Workers’ Comp Premium Audit

While workers’ compensation requirements can differ between states, many policies include a routine premium audit process. Different from most other lines of commercial insurance (e.g., property coverage)—in which potential exposures can be identified upfront and premium expenses are final—workers’ compensation premiums paid at the beginning of policy periods are provisional amounts.   In other words, […]
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April 12, 2021
Agency

Preventing Ransomware Exposures From Remote Desk Protocol

Remote desk protocol (RDP)—which is a network communications protocol developed by Microsoft—consists of a digital interface that allows users to connect remotely to other servers or devices. Through RDP ports, users can easily access and operate these servers or devices from any location. RDP has become an increasingly useful business tool—permitting employees to retrieve files […]
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April 6, 2021
Agency

5 Liability Concerns for Religious Organizations & How to Reduce the Risks

As a religious organization, there are services you provide to members that can open you up to significant risk. These risks are related to abuse allegations, ministerial counseling, premise liabilities, vehicle accidents, and privacy and employment issues, among others. As a result, risk management is critical for religious organizations, and the following safeguards can help […]
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April 2, 2021
Agency

Protecting Yourself From Harmful Chemicals While Landscaping

You may use a variety of chemicals while landscaping, including herbicides, pesticides and fungicides. While these chemicals are often necessary for the proper care and maintenance of gardens, lawns and other parcels of land, they are all inherently dangerous and need to be handled and stored safely.   Risks When Using Chemicals   Many of […]
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March 31, 2021
Agency

Construction Site Safety Considerations for Spring

As the winter season—and the frigid conditions that accompany it—officially concludes, construction employers can start preparing for spring projects. Nevertheless, spring weather comes with its own set of risks. After all, this season is often the most difficult to navigate in the scope of working outdoors. Between fluctuating temperatures, frequent rain showers, heavy winds and […]
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March 24, 2021
Agency

Avoiding Staged Auto Accident Fraud

Staged auto accident fraud occurs when a criminal targets another driver on the road and uses manipulative methods to get them to crash their vehicle into the criminal’s vehicle. From there, the criminal uses the crash incident as a way to file false insurance claims. This form of fraud can appear in a variety of […]
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March 23, 2021
Agency

Religious Organizations & Nonprofit Risk Insights: Partnering with For-Profit Companies Successfully

Adequate funding is essential for a nonprofit organization, and partnering with a corporation, known as cause-related marketing, can be a lucrative option to guarantee revenue. However, risk in these relationships tends to fall disproportionately on the nonprofit partners, either because they are putting their most substantial asset at risk, such as their name, or because […]
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March 21, 2021
Agency

Green Living Tips for Your Home

“Going green” is not only good for the environment, but is also beneficial to your health and wallet. Making small, eco-friendly lifestyle changes can help you live a cleaner life and make a serious impact. By following the three R’s—reduce, reuse and recycle—you can take simple steps to live a more environmentally sound life.  Replace […]
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March 15, 2021
Agency

OSHA’s Latest COVID-19 Guidance for the Construction Sector

The COVID-19 vaccine rollout offers significant promise in the ongoing effort to curb the pandemic. However, even in the midst of this rollout, it’s vital for employers to promote workplace health and safety measures to protect their staff from COVID-19 exposures. The construction industry is no exception to these protective measures, especially considering that most […]
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