August 22, 2024
jdowdinsHow To Protect Your Classic Car
If you purchase a classic or antique vehicle, you’ll want to insure it properly, as it is an investment. **Classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which we will discuss while creating a […]
August 5, 2024
jdowdinsHow Do Insurers Calculate Auto Premiums?
In the world of insurance, it’s essential to understand key terms in order to navigate and make informed decisions about policies. One of these terms is insurance premium, which is the amount a policyholder must pay in exchange for coverage. Depending on the type of policy, an insurance premium must be paid monthly, twice a […]
July 15, 2024
jdowdinsWhy Should I Get Insurance Quotes Before Buying A Vehicle?
Shopping for a new car can be exciting, but it’s crucial to check in with your agent before finalizing your purchase. If you plan to lease or finance a car, the lienholder may require full coverage insurance. With comprehensive and collision coverage, rates vary widely depending in part on the potential cost of repairing or […]
July 12, 2024
jdowdinsTo File or Not to File: Understanding the Impact on Your Insurance Premium
Filing an insurance claim can be a straightforward process after an unfortunate event such as a car accident or damage to your home. However, what many people don’t realize is that filing claims can have a significant impact on your insurance premiums. Here’s a breakdown of when you should think twice before filing a claim, […]
July 8, 2024
jdowdinsJuly Is National Vehicle Theft Prevention Month
The National Highway Traffic Safety Administration (NHTSA) is raising awareness about the risk of vehicle theft and providing guidance on protecting your vehicle from criminals. Did You Know? Over 1,000,000 motor vehicles were stolen in 2023 in the United States. Historically, passenger cars have made up approximately 74% of all stolen motor vehicles. A motor […]
June 26, 2024
jdowdinsWhat Is The Process For An Auto Insurance Claim?
Knowing how and when life will return to normal helps give you peace of mind when an unexpected loss occurs. Check out this general guide to the auto insurance claims process, so you can understand what to expect if you have to file an auto claim. Auto Claim File a claim For many carriers you […]
May 30, 2024
jdowdinsWhat Is Personal Injury Protection Insurance?
Do you know what Personal Injury Protection coverage is? Do you need it? Check out this video to learn more about this important auto insurance coverage.
May 22, 2024
jdowdins6 Types of Auto Insurance Coverage
It’s important for auto insurance policyholders to fully understand the protection provided by their coverage. Check out this video which discusses coverages included in most standard auto policies.
April 15, 2024
jdowdinsWhy It Can Pay to Have Uninsured Motorist Insurance
Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses. For example, if you rear-end another car, your liability coverage […]
April 8, 2024
jdowdinsDistracted Driving Awareness Month
April Is Distracted Driving Awareness Month. Engaging in activities such as texting, using social media, adjusting the GPS or radio and consuming food while driving can reduce a driver’s reaction time, leading to accidents. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving killed 3,522 people in 2021— nearly 10% of all U.S. […]