July 29, 2024
jdowdinsHow to Protect Your Home From Break-ins
Even if you live in a relatively safe neighborhood, the threat of crime cannot be completely ignored. Unfortunately, there may be a time when a criminal sets their crosshairs on your home. To limit the risk of a burglar entering your home or even being tempted to try, consider the following strategies: Always lock your […]
July 17, 2024
jdowdins10 Signs A Tree May Fall On Your Property
Trees can be valuable additions to any property; however, each year, fallen trees and branches cause millions of dollars in property damage. It is crucial to proactively recognize signs a tree may be at risk of falling to help prevent dangerous and costly accidents. Cracks in the trunk could signal a structural weakness. An increase […]
July 12, 2024
jdowdinsHow to Keep Your Family Safe in the Summer Heat
Summer can be a beautiful and enjoyable time, offering longer days and a brighter world in which to enjoy various activities and create memories. However, as you and your loved ones head out into the warm weather and sunny conditions, you must be aware of the potential dangers that summer can pose to your health […]
July 12, 2024
jdowdinsTo File or Not to File: Understanding the Impact on Your Insurance Premium
Filing an insurance claim can be a straightforward process after an unfortunate event such as a car accident or damage to your home. However, what many people don’t realize is that filing claims can have a significant impact on your insurance premiums. Here’s a breakdown of when you should think twice before filing a claim, […]
July 8, 2024
jdowdinsJuly Is National Vehicle Theft Prevention Month
The National Highway Traffic Safety Administration (NHTSA) is raising awareness about the risk of vehicle theft and providing guidance on protecting your vehicle from criminals. Did You Know? Over 1,000,000 motor vehicles were stolen in 2023 in the United States. Historically, passenger cars have made up approximately 74% of all stolen motor vehicles. A motor […]
July 1, 2024
jdowdinsHow to Keep the Whole Family Safe While Boating This Summer
Boating in the summertime can be an excellent activity for the whole family to stay cool and enjoy exploring open waters. However, boating can pose many inherent risks, such as property damage, injuries and drowning. It’s essential to understand how to mitigate these risks before hitting the water. Consider the following tips to mitigate risk […]
June 24, 2024
jdowdinsDoes My Credit Score Affect My Insurance Premium?
The simple answer is yes, credit scores can affect insurance premiums in most states, but not all. Insurance companies use your credit history to calculate an “insurance score” that estimates your risk of filing an insurance claim. People with lower credit scores may be considered higher risk and pay higher premiums. However, the impact of […]
June 5, 2024
jdowdinsCelebrate World Environment Day With These Green Tips for Your Home
Today, June 5th, is World Environment Day. This annual celebration encourages people around the globe to consider ways they might be able to support and care for the environment. Whether you own or rent your home, there may be several ways you can do your part in commemorating World Environment Day. Consider the following possibilities: […]
May 13, 2024
jdowdinsHow To Avoid Contractor Scams
As a homeowner, you may need to make repairs or renovations to your home, or otherwise enlist the services of contractors. However, scammers and con artists may attempt to impersonate contractors and take advantage of your needs. Detect suspicious parties and avoid falling for their contractor scams by being wary of the following behaviors: Arriving […]
May 6, 2024
jdowdinsHow To Safely Share The Road With Motorcycles
May is Motorcycle Safety month, and an ideal time to review tips to keep motorcyclists safe on the road. Keep the following in mind when sharing the road with bikes and motorcycles: Check your blind spots before changing lanes or turning and always use turn signals. Avoid distractions while driving that could put other motorists, […]