February 15, 2023
AgencyCyber Liability Insurance In Action
As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing businesses. In an age where a stolen laptop or data breach […]
February 13, 2023
AgencyDefensive Driving Tips
Being a defensive driver entails utilizing various road skills to defend yourself against potential accident hazards. Using proper defensive driving techniques will help keep both you and other drivers safe on the road. With this in mind, be sure to implement the following defensive driving guidance the next time you get behind the wheel. Eliminate […]
February 10, 2023
AgencyUnderstanding The Details Of Your Homeowners Insurance Policy
Homeowners insurance is an integral part of financially protecting yourself and your home. However, a recent study of 2,000 Americans found that 45% have had a claim denied due to improper coverage and 65% do not fully understand their policies. Given the extensive financial investment that your home represents, you should know what’s included in […]
February 7, 2023
AgencyWinter Weather and Insurance Coverage FAQs
Most standard homeowner policies cover damage from wind, wind-driven rain, falling trees and collapse due to ice or snow. If you’ve experienced winter storm damage, below are of the common claim-related questions and answers. Wind-related Damage and Cleanup A tree fell on my home. What should I do? Call your insurer or agent as […]
January 31, 2023
AgencyLockout for Safety
Have you ever been working somewhere when someone unexpectedly turns off the lights? Suddenly you’re in total darkness and your immediate reaction is to let out a yell. This usually brings the light back on, along with an apology from the person who absent-mindedly flipped the switch. In a case like this, there’s usually no […]
January 31, 2023
AgencyLoss Control Strategies For Auto Repair Shops
Running an auto repair shop carries numerous challenges. After all, auto repair shop owners are responsible for performing a wide range of services—whether it’s routine maintenance or significant repairs—to help customers keep their vehicles in good condition and stay safe behind the wheel. What’s more, auto repair operations also carry several liability, employee safety, security […]
January 31, 2023
AgencyManufacturing: Lower Costs by Implementing Safety Programs
Across the country, employers pay almost $1 billion per week for direct workers’ compensation costs alone, which comes straight out of company profits. In fact, lost productivity from injuries and illnesses costs companies roughly $63 billion each year. According to the Occupational Safety and Health Administration (OSHA), workplaces that establish safety and health management systems […]
January 30, 2023
AgencyHow To Protect Your Auto Repair Shop From Common Liability Exposures
While owning and operating an auto body repair shop can be a very rewarding experience, owners face a number of exposures that they will need to contend with on a daily basis in order to successfully run their business. It’s important to understand the challenges presented by these exposures, as they can cause significant damage […]
January 25, 2023
AgencyCompleted Operations Liability Exposures For Contractors
Contractors and subcontractors in the construction industry face a wide range of completed operations liability exposures. After all, various construction tasks carry risks of third-party bodily injuries or property damage that may result from the finished work, possibly leading to costly lawsuits. Even quality workmanship is not immune to potential completed operations losses. Yet, considering […]
January 23, 2023
AgencyUnderstanding Common Auto Insurance Terms
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time your dis cussing your auto policy with your insurance agent. […]