March 24, 2022
AgencyTips to Save on Gasoline Costs
Gasoline prices have soared across the country, causing many motorists to feel the pinch as they fill up their vehicles. Fortunately, there are several steps that you can take to boost fuel efficiency and cut costs at the pump. Consider these tips to help minimize gasoline expenses. Drive safely. Unsafe driving habits such as speeding, […]
March 17, 2022
Agency5 Ways Cybercriminals Target Your Business
These days, cybercriminals are organized and well-funded. Unlike a lone threat actor, ransomware groups will reinvest a portion of their profits into hiring and training talented cybercriminals, making them more dangerous to organizations. As ransomware tactics evolve, it’s important for organizations to be up to date on current ransomware techniques. Here are five ransomware threats […]
March 8, 2022
AgencyYouth Camp & Excursion Liabilities for Nonprofits and Religious Organizations
Nonprofits and religious organizations commonly host youth camps, excursions and other activities during the summer in Cedar Park and surrounding areas of Central Texas. Whether your organization runs single-day retreats, multiday camps or overnight outings, it’s important to have appropriate policies and procedures to keep children safe. A good safety plan begins before camp starts […]
March 1, 2022
AgencyUnderstanding Factors That Affect Your Insurance Premium In Cedar Park
Home insurance policies differ from person to person and place to place. There are determining factors that will influence your home insurance premiums in Cedar Park. These factors can include things such as: Claims history—Your insurance company will assess claims you’ve made in the past to determine your premium. Marital status—Married individuals typically file fewer […]
February 10, 2022
AgencyHow Social Inflation Impacts Commercial Auto Insurance And What Your Business Can Do To Minimize The
In recent years, social inflation has become a growing concern within the commercial insurance market. Social inflation refers to the rising costs of insurance claims. These inflation issues are the result of several societal shifts, such as increased litigation funding, tort reform challenges and deteriorating public sentiment toward corporations. Although social inflation has affected […]
February 4, 2022
AgencyDo You Need Personal Cyber Insurance?
Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes […]
January 27, 2022
AgencyHow To Fill Your Coverage Gaps with Inland Marine Insurance
Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. As the non-ocean aspect of the cargo journey developed, cargoes were transferred to barge, and the term “inland marine” was created. These policies became known as “floaters” because the property covered was […]
January 20, 2022
AgencyLiabilities of Renting Your Home
You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for homeowners with extra room to spare, it can also pose significant liabilities. If you are thinking about renting out your home, consider this guidance to minimize your […]
January 13, 2022
AgencyHow To Proactively Mitigate Employment Practices Liability Claims
As COVID-19 vaccination rates increase and transmission rates of the virus decrease, employment practices liability insurance (EPLI) claims involving retaliation are expected to continue to increase as employees return to the workplace. Data from the Equal Employment Opportunity Commission (EEOC) shows that EPLI claims alleging retaliation have increased every year since 2003, with 37,632 workplace […]
January 10, 2022
AgencyWhat To Do If You’re In An Accident
Accidents happen – even to the most careful drivers. Knowing what to do after an accident will help you to remain calm and in control. It can also help you get back on the road faster. Take a moment to review our accident checklist, so you’re prepared in the event of an accident. In case […]