June 30, 2022
AgencyHow To Protect Your Home-Based Business ?
If you conduct business in your home, insuring your business properly is an important part of a successful business plan. What’s Your Risk? While most homeowners insurance policies do cover a limited amount of business equipment, it’s likely that what you own is worth more than your policy’s limits. Also, your homeowners’ liability insurance probably […]
July 11, 2022
AgencyWhat Are The Benefits Of A Commercial General Liability Policy?
Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage, bodily injury or both, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your […]
September 8, 2022
Agency5 General Liability Exposures That Affect Your Business
Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is […]
October 19, 2022
AgencyBenefits of Cyber Liability Insurance
When cyber attacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a result, cyber liability insurance has become an essential component to any […]
October 24, 2022
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity. In order for organizations to truly protect themselves […]
November 17, 2022
AgencyPolicyholder Duties Following a Commercial Property Loss
Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies. Here are common duties most policies require insureds to uphold in the event of a loss: Notify the police if any laws […]
November 28, 2022
AgencyWhat Is Smishing and How Do You Protect Against It?
Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. WHAT IS SMISHING? Smishing relies on the same tactics […]
December 21, 2022
AgencyWhy Private Companies Need D&O Insurance
Directors and officers (D&O) insurance provides corporate directors and officers with coverage for managerial decisions that negatively impact the company. This insurance may generally cover legal fees, settlements, and other costs related to their defense. All types of businesses should seriously consider D&O insurance, but there’s a common misconception that private companies may not need […]
January 3, 2023
AgencyNow Insuring Washington State
We are now offering personal and commercial insurance coverage in Washington! If you have family or friends looking for coverage in Washington, we can help them the right coverage at the best rate with the same unmatched customer service you’ve come to expect from us. Check Out Available Coverage: Personal Lines Commercial Lines Home Insurance […]
January 19, 2023
AgencyHandling Insurance Carrier Recommendations
As a business owner, you take on a certain level of risk—it’s unavoidable. Losses related to fires, floods, workplace accidents, products liability and other types of exposures are common for organizations of all kinds. To address these concerns, the right insurance policy can prove invaluable, allowing you to transfer risks and focus on growing your […]