December 23, 2025
jdowdinsHow Businesses Can Prevent Premises Liability Claims (and Save Money!)
Running a business in Central Texas — whether that’s a café in Fredericksburg, a shop in Kerrville, or an office in San Antonio — you know this area brings sunshine, smiles, and potential hazards. When customers or visitors get injured on your property, it can quickly turn into a premises liability claim — one that […]
December 18, 2025
jdowdinsSafe Toys, Happy Holidays: Tips for Safe Toys & Gifts Month
December in Central Texas means twinkling lights, blue-sky “winter,” and a whole lot of gift-giving. But before you wrap up that shiny new toy for the kids in Georgetown, Round Rock, Cedar Park, Austin, New Braunfels, San Marcos, or San Antonio, let’s talk safety. December is Safe Toys and Gifts Month, a national reminder to […]
December 16, 2025
jdowdinsWorkers’ Compensation Benefits: What Every Business Owner Should Know
Workers’ compensation isn’t just insurer jargon — it’s peace of mind for your team and protection for your business. Whether you run a construction crew in Fredericksburg, a brewery in Wimberley, or a boutique shop in New Braunfels, understanding workers’ compensation benefits helps you support your employees — and keep your business running strong. That’s […]
December 11, 2025
jdowdinsDecember Is National Impaired Driving Prevention Month: What Drivers Need to Know
If you’ve spent more than five minutes driving through the Hill Country in December, you already know—traffic gets a little wilder than usual. Holiday parties, end-of-year celebrations, family gatherings… it’s a festive season, but it also ramps up the number of impaired drivers on our roads. That’s exactly why December is recognized as National Impaired […]
December 9, 2025
jdowdins5 Smart Ways to Cut Winter Heating Bills
When winter finally makes its way to the Hill Country—usually after teasing us with 85° days in December—it can still pack a chilly punch. And while we may not be shoveling snow like our northern neighbors, those cold snaps can send your heating bill climbing faster than a cedar pollen count in January. At Dowd […]
December 4, 2025
jdowdinsHow Home Renovations Can Shake Up Your Insurance
If you’ve lived in the Central Texas Hill Country for any amount of time, you’ve probably caught the renovation bug at least once. Maybe you’re adding a guest suite for when the in-laws visit (or stay too long…), finally putting in that dream pool to beat the summer heat, or upgrading your roof after yet […]
December 2, 2025
jdowdinsLighting Up the Holidays Safely: What Homeowners Should Know
There’s nothing quite like the glow of holiday lights reflecting off a Hill Country sunset. Whether you live in Georgetown, Round Rock, Cedar Park, New Braunfels, San Marcos, or anywhere in between, decorating your home is one of the most joyful traditions of the season. From twinkling rooflines to sparkling trees, holiday décor helps turn […]
November 25, 2025
jdowdinsThankful for Your People? Here’s Why Life Insurance Belongs on Your Thanksgiving Table
Here in Central Texas and the Hill Country, Thanksgiving isn’t just about the turkey, football, or that one relative who insists on bringing experimental side dishes. It’s really about gathering with the people who matter most — the folks who fill your home, your heart, and sometimes your couch for the entire long weekend. This […]
November 21, 2025
jdowdinsInsurance for Delivery Drivers in Central Texas: What You Need to Know Before Hitting the Road
By Dowd Insurance Agency — proudly serving delivery drivers in Georgetown, Round Rock, Cedar Park, Austin, San Marcos, New Braunfels & San Antonio. Delivery drivers keep Central Texas moving. Whether you’re delivering tacos in Austin, groceries in Cedar Park, pharmacy orders in Round Rock, or packages across San Antonio and New Braunfels, one thing’s constant: […]
November 18, 2025
jdowdinsStay Calm, Stay Covered: Road Rage Tips for Central Texas Drivers
Hey Central Texas drivers — whether you’re navigating I-35 through Round Rock, cruising 281 near New Braunfels, or commuting across Cedar Park to Austin — here’s a friendly but important reminder: your drive doesn’t just affect your destination. It affects your safety and your auto insurance. At Dowd Insurance Agency, we know traffic can test […]