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Home » Archives for jdowdins

jdowdins

June 12, 2024
jdowdins

Does My Insurance Cover Dog Bites?

Sharing your home with dogs can be a delightful and rewarding experience, often providing you and your family with company and comfort while encouraging you to enjoy the outdoors. However, while these furry friends can be beloved additions to your family and household, they may also come with potential risks. After all, regardless of how […]
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June 10, 2024
jdowdins

What Is The Difference Between Basic and Broad Commercial Property Coverage?

A business’s property is essential to its operations, so property losses can create substantial disruptions. Securing commercial property insurance is integral to a company’s risk management plan. Such insurance offers vital financial assistance to repair or replace commercial buildings, structures and their contents if they are damaged or destroyed by covered perils. Businesses have options […]
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June 5, 2024
jdowdins

Celebrate World Environment Day With These Green Tips for Your Home

Today, June 5th, is World Environment Day. This annual celebration encourages people around the globe to consider ways they might be able to support and care for the environment. Whether you own or rent your home, there may be several ways you can do your part in commemorating World Environment Day. Consider the following possibilities: […]
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June 3, 2024
jdowdins

Why Does My Business Need Employment Practices Liability Insurance?

In today’s increasingly litigious society, stakeholders are holding organizations more accountable for their poor decisions and wrongdoings, whether actual or alleged. When these incidents involve certain employment actions or contribute to a hostile work environment, they may result in costly lawsuits, ultimately leaving impacted organizations with significant legal expenses. Fortunately, that’s where employment practices liability […]
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May 30, 2024
jdowdins

What Is Personal Injury Protection Insurance?

Do you know what Personal Injury Protection coverage is? Do you need it? Check out this video to learn more about this important auto insurance coverage.
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May 28, 2024
jdowdins

Understanding Non-owned and Hired Automobile Liability Coverage

Does your business have potential automobile loss exposures that you are not aware of? You’ve taken all of the necessary steps to ensure that your own fleet operation is properly covered in the event of an accident. But what about the potential loss that arises from individual employees who operate their own personal vehicles for […]
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May 22, 2024
jdowdins

6 Types of Auto Insurance Coverage

It’s important for auto insurance policyholders to fully understand the protection provided by their coverage. Check out this video which discusses coverages included in most standard auto policies.    
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May 20, 2024
jdowdins

What Is The Difference Between Life Insurance and Annuities

Fixed annuities and life insurance policies are both purchased through insurance companies and may protect a lifestyle and future, but these financial products satisfy very different needs. Generally, life insurance policies offer a death benefit to beneficiaries after the policyholder passes away; however, some types of life insurance may also include a savings component that […]
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May 13, 2024
jdowdins

How To Avoid Contractor Scams

As a homeowner, you may need to make repairs or renovations to your home, or otherwise enlist the services of contractors. However, scammers and con artists may attempt to impersonate contractors and take advantage of your needs. Detect suspicious parties and avoid falling for their contractor scams by being wary of the following behaviors: Arriving […]
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May 10, 2024
jdowdins

Understanding Commercial General Liability Insurance

General liability insurance, sometimes referred to as commercial liability insurance, protects businesses from financial loss should they be liable for property damage or personal and advertising injury caused by their services, business operations or employees. This video provides an overview of these policies and reasons why businesses should secure coverage of their own.  
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