July 2, 2025
jdowdinsCommon Social Media Quiz Questions That Could Threaten Your Personal Data
Cybercriminals use seemingly innocent questions in online quizzes and personality tests to gather details they later use to compromise your privacy and security. This video goes over how some common questions might be used for such malicious purposes.
June 30, 2025
jdowdins5 Smart Ways to Lower Your Workers’ Comp Costs
Protect your team. Protect your bottom line. When you’re running a business in Central Texas, a lot rides on your team—so keeping them safe (and your insurance costs in check) is a big deal. Workers’ compensation insurance is designed to protect both your employees and your business if someone gets hurt on the job, but […]
June 27, 2025
jdowdinsWildfire Season in Central Texas: Is Your Home Insurance Ready?
As temperatures climb and grass dries out, wildfire season creeps closer—and if you live in Central Texas, that’s something you can’t ignore. While we can’t control Mother Nature, we can make sure our home insurance is wildfire-ready. So, grab a glass of sweet tea and let’s break down what you need to know. Why Wildfire […]
June 25, 2025
jdowdinsHitting the Open Road? Make Sure Your RV Insurance Has You Covered
Central Texas is perfect for RV adventures—whether you’re heading out to Inks Lake for a weekend getaway or planning a cross-country road trip. But before you hit the road, let’s talk RV insurance. Because your home-on-wheels isn’t just another vehicle—it’s a unique blend of car, condo, and campsite. And it needs coverage to match. Wait… […]
June 18, 2025
jdowdinsDo You Deliver for Work? Here’s What You Need to Know About Auto Insurance
If you’re driving your personal vehicle to make deliveries—whether it’s groceries, takeout, or online orders—you may be cruising around with a dangerous gap in your auto insurance coverage. Most personal auto insurance policies exclude coverage when you’re using your car for commercial purposes. That means if you get into an accident while delivering a pizza […]
June 16, 2025
jdowdinsKnow What’s Over Your Head: A Quick Guide to Roof Coverage in Home Insurance
Your roof does a lot of heavy lifting—shielding your home from hail, wind, sun, and everything in between (this is Texas, after all). But when damage happens, do you know how your homeowners insurance handles roof repairs or replacements? Not all policies treat roofs the same, and understanding the fine print can make a huge […]
June 10, 2025
jdowdins🔥 Summer Heat Survival: Stay Cool Without Losing Your Mind 🔥
We know summer is supposed to be fun. And sure, there’s the occasional pool day, frozen margarita, or backyard hang. But for most of us juggling work, errands, and kids (or just life), summer can feel less like a vacation and more like a slow roast. So let’s cut to the chase: here’s how to […]
June 9, 2025
jdowdinsHow to Spot Water Damage In Your Home
How to Spot Water Damage Water damage can lead to costly repairs and potential health hazards. Identifying it early can save you time, money and stress. Common Sources of Water Damage Leaky appliances— Washing machines, water heaters, ice makers and dishwashers Roof damage— Clogged gutters and missing shingles Foundation grading— Poor drainage or surface grading […]
June 4, 2025
jdowdinsWhy Every Central Texas Business Needs Cyber Insurance (Yes, Even Yours!)
Cyber Insurance: Your Business’s Digital Bodyguard in Central Texas Let’s be real—cybercrime isn’t just a “big corporation” problem anymore. In fact, small and mid-size businesses in Central Texas are increasingly finding themselves in the crosshairs of hackers and scammers. If your company stores customer data, uses email, or accepts payments online (spoiler: you probably do), […]
June 2, 2025
jdowdinsHow Carriers Determine Your Auto Insurance Premiums
Auto insurance is an essential type of policy typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill in your budget. Understanding how your rates are determined can help you make informed choices and potentially lower your premiums and stretch your dollars further while maintaining sufficient coverage. Consider the following […]