5 Smart Ways to Cut Winter Heating Bills

When winter finally makes its way to the Hill Country—usually after teasing us with 85° days in December—it can still pack a chilly punch. And while we may not be shoveling snow like our northern neighbors, those cold snaps can send your heating bill climbing faster than a cedar pollen count in January.

At Dowd Insurance Agency, we love helping Central Texas homeowners protect their homes… and their wallets. So if you’re looking to stay warm without burning through your budget, here are five tried-and-true ways to keep those winter heating costs under control.

1. Put Your Thermostat to Work (So You Don’t Have To)

A programmable or smart thermostat is one of the easiest, most cost-effective ways to manage your energy usage. Set it to drop a few degrees when you’re at work, running errands, or out enjoying some Hill Country sunshine. Even a small adjustment can make a noticeable difference on your monthly bill.

Pro Tip: Most energy providers recommend lowering the temperature by 7–10 degrees during the day to save up to 10% per year on heating.

2. Layer Up—Hill Country Style

Instead of cranking up the heat every time the house feels chilly, try leaning into the cozy season. Throw on a hoodie, grab a blanket, and enjoy that cup of coffee or hot cocoa. You’ll stay warm and keep the thermostat right where your budget wants it.

3. Close Off Unused Spaces

Have a guest room that only sees visitors during the holidays? Or a hobby room that’s on a “use it someday” list? Close the doors and vents to those rarely used spaces. Your HVAC system won’t waste energy heating rooms that aren’t part of your day-to-day living.

4. Seal the Sneaky Leaks

Texas homes, especially older Hill Country builds, often have tiny cracks or gaps around windows and doors where warm air escapes and cold air creeps in. Caulk and weatherstripping are inexpensive fixes that can make a huge difference in keeping your home comfortable and efficient.

Think of it as giving your home a winter jacket… without the matching scarf and gloves.

5. Use the Sun to Your Advantage

On those bright Central Texas winter days, open your curtains and let the sunlight do the heavy lifting. When the sun goes down, close them to keep the warmth indoors. It’s simple, effective, and 100% free—your energy bill will thank you.