512-331-0787 Client Center ☰ ˟
Logo
Client Center Call Us: 512-331-0787 Text Us: 512-980-9469
  • Home
  • Get A Quote ›
    • Automobile
    • Business & Commercial
    • Commercial Auto
    • Disability
    • Homeowners
    • Life
    • Long Term Care
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Our Products ›
    • Products
    • Home & Auto Insurance
    • Auto Insurance ›⤵
      • Auto Insurance
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Accident Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • SR-22 Insurance
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home Insurance ›⤵
      • Home Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal Insurance ›⤵
      • Other Personal Insurance
      • Identity Theft
      • Jewelry Insurance
      • Personal Umbrella Insurance
      • Personal Cyber Insurance
      • Pet Insurance
      • Data Backup
    • Life Insurance ›⤵
      • Life Insurance
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle Insurance ›⤵
      • Recreational Vehicle Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
    • Additional Insurance Services ›⤵
      • Special Event Insurance
      • Vacation Rental Property Insurance
    • Coverage for Specific Industries ›⤵
      • Coverage for Specific Industries
      • Auto Repair Shop Insurance
      • Church and Nonprofit Organizations
      • Construction Insurance
      • Educational Facility Insurance
      • Healthcare Practice Insurance
      • Landscaping Insurance
      • Law Firm Insurance
      • Machine Shop Insurance
      • Pool & Spa Insurance
      • Personal Trainer Insurance
      • Real Estate Business Insurance
      • Retail Insurance
      • Specialty Trade Contractors Insurance
      • Water Well Drillers Insurance
    • Coverage for Your Business ›⤵
      • Coverage for Your Business
      • Bonds
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Cyber Liability Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Surety Bonds
      • Workers Compensation
    • Coverage for Your Employees ›⤵
      • Coverage for Your Employees
      • Group Disability Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Blog
  • Social Feed
  • Payment/Claims
  • Our Agency ›
    • Client Center
    • Services Areas›⤵
      • TEXAS
      • Austin
      • Cedar Park
      • Georgetown
      • Houston
      • Jonestown
      • Lago Vista
      • Lakeway
      • Leander
      • Liberty Hill
      • Pflugerville
      • Point Venture
      • Round Rock
      • WASHINGTON
      • Spokane
    • About ›⤵
      • About
      • Our Staff
      • Our Locations
    • Referral Program
    • Newsletters
    • Blog
    • Get A Quote
    • Our Providers
    • Community Involvement ›⤵
      • Community Involvement
      • Superhero Kids
  • Contact Us ›
    • Contact Us
    • Contact Us
    • Location & Hours
Auto and Home Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life and Health Icon

Life & Disability

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Annuities Icon

Motorcycle

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > Benefits of Non-Owned Auto Liability
MONDAY, OCTOBER 31, 2022

Benefits of Non-Owned Auto Liability

Man driving car - Nonowned Auto Liability Insurance TXRegardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries and product pickups. While large organizations often provide insured company vehicles to their staff for daily use, small and medium-sized businesses often don’t have that luxury. If employees use personal vehicles for business-related activities and get into an accident, your organization could be held liable. That’s why it’s crucial to have non-owned auto liability insurance, which can provide the following benefits:

Get A Quote Button

  • A response for liability claims. If employees get into an accident while using their own or a rented vehicle for business purposes non-owned auto liability policies transfer the risks to your insurer. However, it’s important to remember that this coverage protects your business and not the employee driving the vehicle.
  • Legal cost reimbursement. If your employees get into an accident and you are sued, legal costs can add up quickly. Nonowned auto liability policies help organizations cover legal expenses following a claim.
  • Protection that accounts for employees of all statuses. Hired and non-owned auto liability policies can provide coverage for all of your staff, regardless if they are full-time, part-time or temporary employees. This is particularly useful for organizations that hire additional staff during busy periods.
  • Coverage beyond basic policies. If your organization allows employees to use personal vehicles for work, chances are your general liability and auto policies offer insufficient protection. Non-owned auto insurance offers unique coverage often excluded in standard policies, ensuring your organization isn’t held accountable following an accident.
  • Flexibility. Without non-owned auto coverage, your organization is limited to providing insured company vehicles to employees. However, with the right policy, your organization can allow staff to rent cars on business trips or use personal vehicle for work.

Want To Learn More About Non-owned Auto Liability Insurance?

It’s critical that organizations take the necessary steps to protect themselves if their employees utilize a personal vehicle for business purposes. To accurately assess your level of risk and determine the proper amount of coverage, contact us today.

 

Posted 1:48 PM

Tags: auto insurance, business auto, commercial auto
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • tips(41)
  • business insurance(31)
  • auto(17)
  • home insurance(16)
  • auto insurance(12)
  • insurance(9)
  • safety tips(8)
  • home(7)
  • cyber liability insurance(7)
  • safety(7)
  • life insurance(6)
  • risk management(5)
  • cyber security(4)
  • commercial insurance(4)
  • homeowners(4)
  • coverage(4)
  • policy(4)
  • workers comp(3)
  • general liability(3)
  • renters insurance(3)
  • construction industry(3)
  • commercial property insurance(3)
  • homeowners insurance(3)
  • contractors(3)
  • commercial auto(2)
  • directors & officers(2)
  • discounts(2)
  • motorcycle(2)
  • osha guidelines(2)
  • business auto(2)
  • religious organizations(2)
  • cybersecurity(2)
  • personal liability(2)
  • covid-19(1)
  • accident fraud(1)
  • partnerships(1)
  • directors and officers(1)
  • taylor(1)
  • business(1)
  • owners(1)
  • life events(1)
  • flood insurance(1)
  • skin cancer(1)
  • faq(1)
  • insurance policy(1)
  • eco-friendly lifestyle(1)
  • pets(1)
  • green living(1)
  • landlord insurance(1)
  • accidents(1)

View Mobile Version

Contact Us Today!
512-331-0787

Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Social Feed
  • Report a Claim
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1841 S Lakeline Blvd. Ste 101-302 | Cedar Park, TX 78613
P: 512-331-0787 | Text: 512-980-9469 | F: 512-506-8115
Email Us: Personal Lines | Commercial Lines
© Copyright. All rights reserved. | Powered by Insurance Website Builder