June 4, 2025
jdowdinsWhy Every Central Texas Business Needs Cyber Insurance (Yes, Even Yours!)
Cyber Insurance: Your Business’s Digital Bodyguard in Central Texas Let’s be real—cybercrime isn’t just a “big corporation” problem anymore. In fact, small and mid-size businesses in Central Texas are increasingly finding themselves in the crosshairs of hackers and scammers. If your company stores customer data, uses email, or accepts payments online (spoiler: you probably do), […]
June 2, 2025
jdowdinsHow Carriers Determine Your Auto Insurance Premiums
Auto insurance is an essential type of policy typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill in your budget. Understanding how your rates are determined can help you make informed choices and potentially lower your premiums and stretch your dollars further while maintaining sufficient coverage. Consider the following […]
May 28, 2025
jdowdins5 Common Cybersecurity Mistakes and How to Avoid Them
All organizations, regardless of their size or industry, are at risk of being targeted by cybercriminals. These malicious actors can conduct cyberattacks, leading to significant financial, operational and reputational damage that can be difficult or impossible to recover from. Fortunately, solid cyber hygiene practices can reduce the likelihood of data breaches and other cyber incidents […]
May 21, 2025
jdowdinsProtect Your Summer Adventures
Protect Your Summer Adventures: Insure Your Summertime Toys in Central Texas Summer in Central Texas is a time for adventure—whether it’s cruising on Lake Travis, exploring Hill Country trails on your ATV, or setting up camp in your RV. But before you dive into the fun, it’s essential to ensure your recreational vehicles, or “summertime […]
May 19, 2025
jdowdinsHow Do Insurers Determine Your Car’s Value After a Total Loss?
Dowd Insurance Agency | Serving Central Texas Drivers If your car’s been in a serious wreck, your insurer might declare it a total loss—but what does that really mean? Let’s break it down simply for Central Texas drivers. 🚗 What Is a Total Loss? In Texas, a car is considered a total loss when the […]
May 14, 2025
jdowdinsMay Is Motorcycle Safety Month: What Central Texans Need to Know
Here in Central Texas, May marks the start of warmer rides—and Motorcycle Safety Month. Whether you’re cruising through the Hill Country on two wheels or driving your daily commute in a pickup, it’s the perfect time to talk about sharing the road safely. According to the National Highway Traffic Safety Administration (NHTSA), motorcyclists are involved […]
May 12, 2025
jdowdinsWildfire Preparedness in Central Texas: Protecting Your Home and Family
Wildfires are a growing concern in Central Texas, with dry conditions and high temperatures increasing the risk. As a homeowner, taking proactive steps can make all the difference in safeguarding your property and loved ones. May Is National Wildfire Preparedness Month: Wildfire Preparedness Starts at Home Protecting your home from wildfire begins with small, strategic […]
May 7, 2025
jdowdins50% of ATVs Are Uninsured – Why That’s a Risk You Shouldn’t Take
ATVs are a big part of life in Central Texas—whether you’re tearing up trails in Hill Country, hunting on a ranch, or just enjoying some off-road fun with the family. But here’s a surprising fact: about 50% of all ATVs are uninsured. That’s a huge number when you consider the risk involved. And no, your […]
May 5, 2025
jdowdins9 Reasons To Get A Home Generator
Consider These Reasons to Get a Home Generator Original Post By Travelers Power outages can be a major inconvenience. They can also create problems for you, your family and your home as you shift into “emergency mode” to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep […]
May 1, 2025
jdowdinsWhy Nonprofits in Central Texas Need D&O Insurance—And How It Protects Your Mission
Running a nonprofit is all about impact—making a difference in your community, supporting causes you care about, and serving others. But behind every great mission is a board of directors helping steer the ship. And with leadership comes responsibility—and risk. That’s where Directors and Officers (D&O) insurance comes in. What Is D&O Insurance for Nonprofits? […]