January 16, 2026
jdowdinsStaying Energized in Winter (Even When the Sun Hits Snooze)
Central Texas winters may skip the snow and ice, but those shorter days can still zap your motivation faster than a Monday morning alarm. If you’ve been feeling a little sluggish lately, don’t worry—you don’t need a full lifestyle makeover. A few small, fun tweaks can help bring your energy back to life. Chase the […]
January 16, 2026
jdowdinsStart the Year Strong with the Right Home Coverage
The new year is the perfect time for a fresh start—and that includes your home insurance. While you’re setting goals and getting organized, a quick home insurance review can help make sure your coverage still fits your life today, not last year. What’s changed around your home? Home improvements are a great investment, but they […]
January 15, 2026
jdowdinsLiability Insurance 101: What Every Small Business Owner Needs to Know
Running a small business in Central Texas—whether you’re in Austin, Georgetown, Dripping Springs, or New Braunfels—comes with plenty of rewards. But it also comes with risk. And no, we’re not just talking about unpredictable Hill Country weather 🌩️. That’s where general liability insurance comes in. Think of it as the financial safety net that keeps […]
January 13, 2026
jdowdinsHow to Lower Your Auto Insurance Premium (Without Sacrificing Coverage)
If your auto insurance premium has been creeping up lately, you’re not alone. Drivers across Central Texas—from Cedar Park and Georgetown to Austin, San Marcos, New Braunfels, and San Antonio—are seeing higher rates thanks to inflation, repair costs, and more traffic on Hill Country roads. The good news? There are smart ways to lower your […]
January 8, 2026
jdowdinsUnderstanding Commercial Property Insurance: Protecting the Building Blocks of Your Business
Running a business in Central Texas—whether you’re in Austin, Georgetown, Cedar Park, New Braunfels, San Marcos, or San Antonio—takes grit, planning, and a whole lot of moving parts. From your building and equipment to the inventory on your shelves, you’ve invested serious time and money into what makes your business run. That’s where commercial property […]
January 6, 2026
jdowdinsDo Credit Scores Affect Auto Insurance Rates?
If you’ve ever wondered why two drivers with similar cars and clean driving records can pay very different auto insurance premiums, here’s a not-so-obvious factor: credit. Yep—your credit history can play a role in what you pay for car insurance here in Texas. Let’s break it down in plain English so you know what actually […]
December 30, 2025
jdowdins5 Health & Safety Practices Every Remote Worker Should Know
Whether you’re tapping away at your laptop in Cedar Park or wrapping up a Zoom call overlooking the San Marcos River, working from home comes with perks — no commute, flexible hours, comfy pants — but also responsibilities you might not think about until something goes sideways. Let’s talk about five practical health and safety […]
December 23, 2025
jdowdinsHow Businesses Can Prevent Premises Liability Claims (and Save Money!)
Running a business in Central Texas — whether that’s a café in Fredericksburg, a shop in Kerrville, or an office in San Antonio — you know this area brings sunshine, smiles, and potential hazards. When customers or visitors get injured on your property, it can quickly turn into a premises liability claim — one that […]
December 18, 2025
jdowdinsSafe Toys, Happy Holidays: Tips for Safe Toys & Gifts Month
December in Central Texas means twinkling lights, blue-sky “winter,” and a whole lot of gift-giving. But before you wrap up that shiny new toy for the kids in Georgetown, Round Rock, Cedar Park, Austin, New Braunfels, San Marcos, or San Antonio, let’s talk safety. December is Safe Toys and Gifts Month, a national reminder to […]
December 16, 2025
jdowdinsWorkers’ Compensation Benefits: What Every Business Owner Should Know
Workers’ compensation isn’t just insurer jargon — it’s peace of mind for your team and protection for your business. Whether you run a construction crew in Fredericksburg, a brewery in Wimberley, or a boutique shop in New Braunfels, understanding workers’ compensation benefits helps you support your employees — and keep your business running strong. That’s […]