September 30, 2024
jdowdinsHow to Get Favorable Auto Insurance Rates for Teen Drivers
Young drivers are some of the most expensive to insure, primarily due to their lack of experience and the statistical likelihood that they’ll cause an accident. Even so, there are several strategies that can help keep insurance costs under control: Choose the right vehicle. Cars that are relatively low in value with good safety ratings […]
September 26, 2024
jdowdinsCar Seats and Booster Seats Save Lives
Did you know that car crashes are a leading cause of death for children ages 1 to 13? Car seats and booster seats can play a critical role in protecting young passengers during a crash. Keep your children safe while in the car by taking these steps.
September 24, 2024
jdowdinsHow to Avoid Insurance Gaps
Small businesses in all industries face numerous risks that can lead to significant financial losses. To mitigate these exposures, businesses secure insurance. Many considerations go into building an insurance portfolio; business leaders must be mindful of policy specifics, such as limits and exclusions. Failure to adequately address a business’s insurance needs can result in costly […]
September 19, 2024
jdowdinsWhy Pet Insurance is the Best Thing Since Sliced Bread (for Your Furry Friends)
If you’re a pet owner, you know the joy (and occasional chaos) that comes with having a furry friend. But along with the snuggles and tail wags comes the reality that our beloved pets can sometimes act like they’ve taken a few too many spins on the hamster wheel of life. Enter pet insurance: your […]
September 16, 2024
jdowdinsConsiderations When Renting an Electric Scooter
Electric scooters have surged in popularity in recent years, providing a convenient and eco-friendly mode of transportation. If you’re considering renting an electric scooter, keep some important safety and insurance considerations in mind. Before Riding Inspect the scooter for any defects or malfunctions. Always wear a helmet for maximum protection, even if it’s not required […]
September 12, 2024
jdowdinsWhat To Do If You’re In An Animal Collision
Check out this video to learn what you should do if you’re involved in an animal collision.
September 9, 2024
jdowdinsWhat Is Employers’ Liability Insurance?
Understanding Employers’ Liability Insurance Accidents can happen in any workplace, and they often result in employee injuries and illnesses. These events can pose serious consequences for both employers and their staff. That’s why almost every state prescribes certain statutory benefits for injured and ill employees and requires organizations to have workers’ compensation insurance. The primary […]
September 6, 2024
jdowdinsHow Does Key Person Life Insurance Protect My Business?
As a small business owner, you may employ at least one individual who is essential to your company’s success. This person may be a partner or have a unique expertise that is unmatched throughout the rest of the company. If this person’s exit from the company is planned, such as retirement or voluntary termination, then […]
September 3, 2024
jdowdinsDo I Need Wedding Insurance?
Your wedding day may be one of your life’s most beautiful and monumental moments. However, many of these celebrations include significant financial investments, and lacking appropriate preparedness could derail your day and lead to expensive losses. Wedding insurance may prove to be a valuable precaution in both the lead-up to your wedding and on the […]
August 27, 2024
jdowdinsHow Personal Insurance Works
Insurance can be confusing for a lot of people. Let’s break down personal insurance into understandable terms. Insurance is meant to help pay for damage or losses you sustain or accidentally cause to others. Without it, such incidents could lead to significant financial stress. What Is Personal Insurance? Personal insurance, simply put, can be any […]