May 30, 2023
AgencyUsage-Based Insurance and You
As a result of increasing auto insurance premiums, consumers are showing interest in usage-based insurance (UBI) options. According to the J.D. Power 2023 U.S. Insurance Shopping Study, 22% of insurance shoppers were offered a UBI option and 18% purchased it. UBI uses telematics software to monitor driving habits. The insurer assigns rates based on safety […]
May 24, 2023
Agency10 Essential Cybersecurity Controls Every Business Should Implement
Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. As such, here are 10 essential cybersecurity controls that organizations can implement to help manage their cyber exposures: Multifactor authentication (MFA)—While complex passwords can help deter cybercriminals, they can still be cracked. MFA can help […]
May 22, 2023
AgencyWhy Nonprofits Need Cyber Liability Insurance
Cybersecurity risks are becoming increasingly severe, targeted and frequent across all sectors. However, nonprofits are particularly at risk since many organizations don’t have the funding to implement adequate cybersecurity protocols. In addition, nonprofits often collect and store highly valuable information about their clients, donors and employees, making them a prime target for cybercriminals. The shift […]
May 17, 2023
AgencyProtect Your Home From Wildfires
Wildfires can devastate communities—destroying thousands of homes each year. Nevertheless, there are steps you can take to help protect your home from wildfires. Keep it clean. Routinely clean your roof, gutters and surrounding property of any fallen branches, leaves or dead vegetation, as these materials can fuel a wildfire. Regularly mow your lawn and prune […]
May 15, 2023
AgencyDisability Insurance: For Anyone Who Works
What would you say is your biggest asset? You might think it’s your car, home or maybe your investment portfolio. In reality, it’s likely your ability to work and earn an income. So, what would happen if due to an illness or injury you were unable to work? How long would you be OK before […]
May 10, 2023
AgencyHow To Avoid Contractor Scams Following Storm Damage
Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process. Unfortunately, some parties may seek to […]
May 8, 2023
AgencyMay Is Motorcycle Safety Awareness Month
May is Motorcycle Safety Awareness Month. This annual campaign is held each spring by the National Highway Traffic Safety Administration (NHTSA) to promote safe driving and riding practices to reduce the number of fatalities and injuries on the roadways. Motorcyclists are about 28 times more likely to die in traffic crashes than passenger vehicle occupants. […]
May 5, 2023
AgencyMay Is Mental Health Awareness Month
Elevating Your Psychological Resiliency Psychological resilience is the ability to mentally withstand or adapt to uncertainty and adversity. Building resilience to life’s inevitable changes and challenges can help you cope with and manage stressors. It can also help protect you from various adverse mental health symptoms. Health care professionals are noticing stress and anxiety developing […]
May 1, 2023
AgencyNational Hurricane Preparedness Week Starts Now
It’s essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This year, it runs from April 30 to May 6, 2023. With the eastern Pacific […]
April 28, 2023
AgencyWhat Is Uninsured and Underinsured Motorist Coverage?
Uninsured/underinsured motorist (UM/UIM) insurance may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough or any auto insurance. Sometimes, these policies are sold as a package or separately. There are 28 million uninsured drivers in the U.S. 1 in 8 motorists doesn’t have […]