December 12, 2022
AgencyHow To Properly Insure Your Home During A Remodel
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Before you begin construction, there is one more thing that you need to do—talk to Dowd Insurance Agency! The Basics When undertaking a remodeling project, people often forget to review their insurance […]
December 9, 2022
AgencyInsuring The Holidays
At Dowd Insurance, we want you all to have a safe and happy holiday. The holidays are a busy time of the year, and we usually don’t think about the holiday mishaps that can occur. Here are some tips about those things we don’t normally think about when planning the holidays: Update Your Home Inventory […]
December 2, 2022
AgencyWhat Is Driving Car Insurance Rates Up?
Are you frustrated with increasing car insurance premiums? While a lot of personal elements go into what you pay for car insurance – vehicle choice and driving history – there are plenty of factors that affect everyone across the board. Here are some of the key elements driving today’s auto insurance prices: Pricier Tech – […]
November 28, 2022
AgencyWhat Is Smishing and How Do You Protect Against It?
Most businesses and individuals are familiar with phishing, which entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years. WHAT IS SMISHING? Smishing relies on the same tactics […]
November 21, 2022
AgencyCybersecurity Tips For Online Shopping During The Holidays
During the holiday season, it’s often easier to shop online for gifts for your loved ones. But while online shopping can save you the trip to the store, it also comes with cybersecurity risks. Online shoppers are often the top targets for cybercriminals – especially during the holidays. In fact, according to a recent survey […]
November 17, 2022
AgencyPolicyholder Duties Following a Commercial Property Loss
Many commercial property policies detail duties insureds owe to their carrier following a loss. Failure to fulfill these responsibilities can potentially lead to denied claims, delayed payments and unrenewed or even canceled policies. Here are common duties most policies require insureds to uphold in the event of a loss: Notify the police if any laws […]
November 9, 2022
Agency7 Tips For Adding A Teen to Your Auto Policy
Adding a teen to your auto insurance will likely cause your premiums to increase. Although this can be quite costly, it is typically less expensive than having your teen purchase their own insurance, and it will provide them with the coverage they need. Here are seven tips for adding a teen to your auto insurance […]
November 7, 2022
AgencyDrowsy Driving Prevention Week
Drowsy driving causes over 6,400 deaths in the U.S. every year. To raise awareness and reduce fall-asleep deaths, the National Sleep Foundation launched Drowsy Driving Prevention Week, which runs November 6-13, 2022. Planning is key for preventing drowsy driving. Here are seven things you can do to reduce the risk of fall-asleep crashes before getting […]
October 31, 2022
AgencyBenefits of Non-Owned Auto Liability
Regardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries and product pickups. While large organizations often provide insured company vehicles to their staff for daily use, small and medium-sized businesses often don’t have that luxury. If employees use personal vehicles for business-related […]
October 24, 2022
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, fines and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, area of focus, or status as a private or public entity. In order for organizations to truly protect themselves […]