April 22, 2024
jdowdinsIf a Tree Falls, Who Pays?
Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things can become especially tense when you discover that it’s your neighbor’s tree that damaged your […]
April 25, 2024
jdowdins6 Reasons Why Life Insurance Matters
Life insurance can offer numerous benefits to individuals and their families. Below are some key advantages: Financial security for loved ones—Life insurance offers financial protection for families. If a policyholder passes away during the policy term, their beneficiaries can receive a death benefit, which may help cover expenses such as funeral costs, outstanding debts, and […]
April 29, 2024
jdowdinsCan Home and Renters Insurance Cover Incidents Involving Your Pets?
Even the most docile or well-behaved pets could be startled by an unknown party, such as a guest, neighbor or passerby, potentially causing them to lash out or react unexpectedly. Fortunately, the liability coverage portions of many home and renters insurance policies can include incidents involving your pets, such as the following: Injuries—If your pet […]
May 2, 2024
jdowdinsDoes My Business Need Equipment Breakdown Insurance?
If your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically advanced equipment tends to be sensitive and fragile, and can easily sustain damage that causes breakdowns. And the losses sustained continue to increase with the rise of just-in-time manufacturing, […]
May 6, 2024
jdowdinsHow To Safely Share The Road With Motorcycles
May is Motorcycle Safety month, and an ideal time to review tips to keep motorcyclists safe on the road. Keep the following in mind when sharing the road with bikes and motorcycles: Check your blind spots before changing lanes or turning and always use turn signals. Avoid distractions while driving that could put other motorists, […]
May 10, 2024
jdowdinsUnderstanding Commercial General Liability Insurance
General liability insurance, sometimes referred to as commercial liability insurance, protects businesses from financial loss should they be liable for property damage or personal and advertising injury caused by their services, business operations or employees. This video provides an overview of these policies and reasons why businesses should secure coverage of their own.
May 13, 2024
jdowdinsHow To Avoid Contractor Scams
As a homeowner, you may need to make repairs or renovations to your home, or otherwise enlist the services of contractors. However, scammers and con artists may attempt to impersonate contractors and take advantage of your needs. Detect suspicious parties and avoid falling for their contractor scams by being wary of the following behaviors: Arriving […]