August 31, 2021
AgencyMAJ Harvey Storms, Korean War Vet, finally laid to rest 70 years after being KIA
By Will Dowd (Will, Tom’s son, is a Major in the USAF currently stationed in Hawaii at US Indo-Pacific Command) July 27th was the 68th National Korean War Armistice Day. For the first time, that meant something to me. You see, I had just return from a very unique mission, and found myself surprisingly […]
August 27, 2021
AgencyWhat’s Better – Caffeine or Sleep?
A new study in the Journal of Experimental Psychology tested how caffeine and sleep can impact your day and overall effectiveness at completing tasks. Experts revealed that caffeine can help you stay awake if you’re sleep-deprived, but it likely won’t improve your performance on tasks. Caffeine can help you get through the midday slump, […]
August 25, 2021
AgencyWhat Are The Pros and Cons of Run-Flat Tires?
Many vehicles are now equipped with run-flat tires. These tires let you continue driving for nearly 100 miles after a tire puncture or blowout occurs. Such tires allow you extra time to get to a safe, convenient location for a tow or tire replacement. Run-flat tires generally function like regular tires, with a few notable […]
August 24, 2021
AgencyWhat is a single-loss deductible and how does it work?
Single loss deductible clauses are an addition to your insurance policy that ensure you only pay one deductible in the event that more than one insurance policy is affected. If you have two or more separate types of insurance from the same company or have purchased a bundled insurance package, you may be entitled […]
August 17, 2021
AgencyUnderstanding the 80% Rule for Home Insurance
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect […]
August 13, 2021
AgencyFactors That Affect Your Life Insurance Premiums
Life insurance premiums are calculated after looking at an individual’s health risk factors, such as tobacco use, cholesterol level, obesity, diabetes and family history of underlying medical conditions. While some aspects of your life insurance expenses are out of your control, modifying certain lifestyle factors can help reduce your premium, in addition to making you […]
August 10, 2021
AgencyMinimizing Back Pain at Work
According to the Bureau of Labor Statistics, back injuries account for almost 20% of all injuries and illnesses in the workplace, with only the common cold taking up more sick days. As an individual gets older, they are more likely to experience back pain. That being said, it is critical to be aware of what […]
August 5, 2021
AgencyBack To School Time for Williamson County
First Day of School for Williamson County School Districts: Thrall ISD August 9 Bartlett ISD August 11 Leander ISD August 12 Hutto ISD August 17 Granger ISD August 18 Round Rock ISD August […]
August 3, 2021
AgencyKnow Your Limits. Is Your Coverage Enough
Does your business have the right coverage? Losses from cyber attacks, employment practices liability or D&O claims can be detrimental to your business if you don’t have enough of the right coverage. The following is a review of a number of recent severe insurance business losses related to various lines of business. LIABILITY INSURANCE […]
July 29, 2021
AgencyThe Importance of Builders Risk Insurance
While being involved in the construction process for a new building or structure is exciting, it also carries numerous risks. After all, a wide range of events could threaten the success of such a project—potentially resulting in property damage and costly delays. In fact, recent research from the National Fire Protection Association found that buildings […]