July 23, 2021
AgencySummer Travel Safety Tips
As millions of Americans get vaccinated against COVID-19 and businesses resume normal operations, people are likely making plans to travel this summer. Of those planning to travel, 74% will take a domestic trip and 13% will travel internationally. Also, millennials report being the most excited to plan trips and […]
July 16, 2021
AgencyJuly Is Vehicle Theft Prevention Month
To help drivers keep their vehicles safe, the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) has marked July as National Vehicle Theft Prevention Month. Specifically, the NHTSA hopes to increase awareness of the stolen vehicle epidemic during this event. Vehicle theft prevention is important as, in 2020, vehicle thefts rose to more […]
July 11, 2021
AgencyOperation Safe Driver Week 2021
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)— runs from July 11-17. This yearthe CVSA is focusing on speeding. The Purpose of Operation Safe Driver Week Operation Safe Driver Week is an annual, seven-day initiative created by the CVSA to help detect and prevent unsafe behaviors on […]
July 2, 2021
AgencyCalculating Your Renters Insurance Needs
Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. Let’s examine what renters insurance covers and how to calculate your policy needs. What […]
July 1, 2021
AgencyCommon Auto Insurance Policy Questions
If a friend drives my car, is he or she covered by my policy? Since most insurance coverage is connected directly to the car, if someone else borrows your car occasionally, he or she should be covered under your policy. Yet, your premium is based on both your vehicle and the “primary” driver of that […]
June 30, 2021
AgencyFactors That Affect Your Home Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Your Personal Information Your credit history, claims history and marital status can all contribute to your premium costs: Credit history—In most cases insurance […]
June 29, 2021
AgencyLife Events that Affect Your Insurance Needs
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact us today if you’re affected by any of the following life events: New home ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, ensure […]
June 27, 2021
AgencyUnderstanding Your Insurance Policy
We understand that you might not be interested in reading the fine print of your insurance policy. But since an insurance policy is a legal contract between the insured—you or the entity being insured—and the insurer, it’s important for you to understand policy basics. Reading your policy helps you verify that the policy meets your […]
June 21, 2021
AgencyWorkers Comp Insights – Subrogation Explained
As an employer, you do everything you can to promote a safe organization and protect employees from occupational illnesses and injuries, thus minimizing potential workers’ compensation claims. Nevertheless, the risk of an employee experiencing a work-related illness or injury due to the fault of a third party—whether it’s another organization, a contractor or a member […]
June 14, 2021
AgencyWorking Safely as Temperatures Rise
Rising summer temperatures make the probability of hazardous heat exposure a real threat for many workers. In fact, there are more than 1,300 deaths in the United States each year due to extreme heat exposure, per the Environmental Protection Agency (EPA). Thousands of workers face potential dangers from overexposure to heat—even those who primarily work […]