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October 14, 2025
jdowdins

Why Pet Insurance Is Worth Fetching for Your Furry Friend

You know that look your dog gives you when they’ve done something questionable? The same one your cat gives when they knock something off the counter on purpose? Yeah — that’s love… mixed with a dash of mischief.

But when that curiosity leads to an emergency vet visit, those “uh-oh” moments can get expensive fast. That’s where pet insurance comes in — helping you protect your four-legged family members without breaking the bank.

What Is Pet Insurance, Anyway?

Think of pet insurance as a safety net for your wallet and peace of mind for your heart. It helps cover the cost of unexpected vet bills due to illness or injury. Some plans even cover routine wellness visits, so you can stay ahead of health issues before they start.

At Dowd Insurance Agency, we work with Safeco® Pet Insurance — a trusted name backed by more than 100 years of insurance experience. Their plans help make sure your pet gets the best care possible, no matter what life throws (or chews) their way.

Why Pet Insurance Makes Sense

Here’s why more pet parents in Central Texas are signing up for coverage:

  • 🏥 One in three pets needs unexpected veterinary care every year.
  • 💸 Vet costs have more than doubled in the past decade.
  • 🧬 Advances in veterinary medicine mean more treatments and specialists — and higher bills.
  • 😬 Every six seconds, a pet parent gets a bill over $3,000.

Pet insurance helps you prepare for those moments so you can focus on what matters: getting your pet the care they need.

Coverage That Fits Your Needs (and Budget)

No two pets are alike — and neither are their owners. Safeco lets you customize your coverage with:

  • Reimbursement options: 70%, 80%, or 90%
  • Deductibles: $250, $500, or $1,000
  • Annual maximums: $5,000, $10,000, or $15,000

Choose from two main plan types:

🐶 Accident & Illness Coverage

Protects against the unexpected — from injuries and swallowed toys to illnesses like cancer or kennel cough. Includes coverage for:

  • Accidental injuries (even to teeth!)
  • Illnesses and chronic conditions
  • Behavioral therapy and alternative medicine
  • Hereditary and congenital conditions
  • Euthanasia, anesthesia, and even burial expenses

🐱 Accident, Illness & Wellness Coverage

Everything above, plus routine care like:

  • Annual checkups and vaccines
  • Flea, tick, and heartworm prevention
  • Prescription medications and dietary supplements
  • Routine dental cleaning and deworming

It’s flexible, affordable, and built to give you peace of mind. Because in the Hill Country, whether your pet’s a hiking buddy or a porch napper, they deserve the best.

Why Choose Dowd Insurance Agency?

At Dowd Insurance Agency, we’re your local experts who understand how much your pets mean to you. From Marble Falls to Cedar Park, we’ll help you find a plan that fits your lifestyle, your budget, and your best friend’s needs.

No cookie-cutter policies — just genuine coverage from folks who love animals as much as you do.

Get the Best for Your Best Friend

Protecting your pet’s health shouldn’t be stressful — it should be smart. Fetch a quote today and give your furry family member the care they deserve.

👉 Get a Pet Insurance Quote from Dowd Insurance Agency

Categories: Blog

Tags: pet insurance

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