August 6, 2025
jdowdinsHitting the Road Alone? Here’s How to Stay Safe Behind the Wheel
5 Steps for Staying Safe While Driving Solo Cruising solo through the winding backroads of the Texas Hill Country can be peaceful—but it can also pose some real safety risks if you’re not prepared. Whether you’re heading to Austin for a work trip or exploring the scenic routes near Fredericksburg, solo driving demands a bit […]
August 4, 2025
jdowdinsWhy Texas College Students Need Renters Insurance
As move-in day approaches and your college student gets ready to head back to campus—or starts their college journey for the first time—there’s more on the to-do list than just buying dorm supplies and textbooks. One thing that often gets overlooked? Renters insurance. Whether your student is moving into a dorm at Texas State, renting […]
August 1, 2025
jdowdinsHome Insurance vs. Flood Insurance: What Central Texas Homeowners Need to Know
When It Rains, It Pours: Know If Your Policy Can Weather the Storm If you’re a homeowner in Central Texas—especially in the Hill Country—you’ve likely seen your fair share of heavy storms, rising creeks, and flash flood warnings. With recent flooding across the region, many homeowners are asking a smart question: Does my home insurance […]
July 30, 2025
jdowdinsIs Your Small Business Underinsured?
Running a small business in Central Texas isn’t just about chasing dreams and keeping customers happy—it’s also about managing risk. And one of the sneakiest risks out there? Being underinsured. Underinsurance happens when your business coverage doesn’t match your actual risk exposure. Whether it’s due to rapid growth, rising property values, or outdated policies, many […]
July 28, 2025
jdowdinsHow To Spot Water Damage
Water damage can lead to costly repairs and potential health hazards. Identifying these issues early can save you time, money and stress. Check out this video for more information
July 23, 2025
jdowdinsHow Climate Change Is Revving Up Your Auto Insurance Rates in Central Texas
Let’s face it—auto insurance premiums have been feeling a little extra lately. If you’ve noticed your car insurance bill creeping up, you’re not alone. And no, it’s not just because your cousin got a speeding ticket in your car (although… don’t lend your car out too freely). One of the lesser-known but major culprits behind […]
July 21, 2025
jdowdinsRenters Insurance Myths—Busted!
What Austin Renters Really Need to Know If you’re renting in Austin or anywhere across Central Texas, you may have heard one of these classic renters insurance myths: 👉 “My landlord’s insurance covers my stuff.” 👉 “I don’t own enough to need insurance.” 👉 “It’s way too expensive.” Sound familiar? You’re not alone—but here’s the […]
July 16, 2025
jdowdinsWhat Small Businesses Need to Know About Texas’ New Cybersecurity Law
Texas Sets the Bar: What Small Businesses Need to Know About the New Cybersecurity Law If you run a small business near Austin or anywhere in Central Texas, here’s a heads-up: Texas just passed a new law that sets clear standards for how companies handle cybersecurity. Think of it as a digital safety playbook—and following […]
July 14, 2025
jdowdinsFire Safety Tips for Pet Owners
Celebrate National Pet Fire Safety Day the Smart Way Paws, Plans & Preparedness: Pet Fire Safety Tips Every Homeowner Should Know Did you know July 15 is National Pet Fire Safety Day? It’s a great reminder that your pets need a fire escape plan just like the rest of the family. As a Central Texas […]
July 9, 2025
jdowdinsWhat to Do in the First 24 Hours After a Workplace Injury
A Workplace Injury Guide for Central Texas Business Owners Running a small business in the Austin area comes with plenty of moving parts—managing employees, serving customers, and of course, keeping everyone safe on the job. But no matter how many safety protocols you have in place, workplace injuries can still happen. When they do, the […]