February 15, 2024
jdowdinsAuto Insurance: What Is Personal Injury Protection Coverage?
Personal injury protection (PIP) is a type of auto coverage that can help pay for your medical bills and passengers’ medical bills if you’re in a vehicular accident, regardless of fault. In some states, PIP can even offer coverage if you’re injured by a vehicle as a pedestrian, cyclist, or passenger involved in an accident. […]
February 12, 2024
jdowdinsCyber Liability: Deepfakes Explained
Deepfakes refer to sophisticated forgeries of an image, video or audio recording. Deepfakes have been around for years—you can even find a version of them in social media applications. For instance, with Snapchat, face-changing filters take real-time data and feed it through an algorithm to produce a synthetic image. However, as the technology has evolved, […]
February 7, 2024
jdowdinsCheck Your Insurance Coverage Amid Storm Season
Adverse weather, such as high winds, heavy rain, hail and tornadoes, can cause extensive damage to homes and vehicles. Therefore, homeowners and drivers like you need appropriate insurance coverage, including policies and endorsements designed to provide financial protection against storm damage. Common Home Insurance Coverage Gaps Many homeowners don’t fully understand how coverage gaps can […]
January 31, 2024
jdowdinsTips for Home Insurance Buyers in 2024
While most significant factors, such as weather conditions, climate change and economic inflation, are out of the control of homeowners, policyholders must still consider steps they can take to mitigate rising premiums and find any potential savings that may be available. Retaining adequate insurance protection is vital for financial security, even during difficult times. Consider […]
January 29, 2024
jdowdinsAt What Age Do Car Insurance Rates Decrease?
Car insurance rates typically decrease as drivers get older, with the most significant decrease occurring between 18 and 19. This decline in premiums is due to insurance companies’ perceived risk reduction between theses ages. How Inexperienced Drivers Can Lower Car Insurance Premiums For young drivers, staying on a parent’s insurance policy can result in lower […]
January 22, 2024
jdowdinsDoes Your Business Need Product Guarantee Insurance?
Does Your Business Need Product Guarantee Insurance? Many businesses face risks related to their product’s performance, and claims in this area can have significant and far-reaching consequences. Product guarantee insurance can be an integral part of a company’s insurance portfolio, as it may offer valuable protection against allegations that a business’s product failed to meet […]
January 18, 2024
jdowdinsDon’t Make These Home Insurance Claims Mistakes
Navigating the intricate landscape of home insurance claims can be daunting, and avoiding common mistakes is crucial to ensuring a smooth and successful process. Whether you’re a first-time homeowner or a seasoned one, understanding the pitfalls to avoid can make a significant difference in the outcome of your claim. The following are the most common […]
January 18, 2024
jdowdinsSix Trends Affecting Commercial Property Insurance
Commercial property insurance plays a critical role in protecting the assets of a business. In the event of a loss, this coverage can help businesses replace or rebuild their damaged or destroyed property and restore their operations in a timely manner. As such, it’s crucial for your organization to obtain a sufficient commercial property insurance […]
December 4, 2023
AgencyOlder Driver Safety Awareness Week
Older Driver Safety Awareness Week, held each December, serves as a critical reminder of the importance of road safety for our aging population. As our loved ones grow older, their ability to drive safely can change, and our responsibility is to help ensure their well-being behind the wheel. Why Older Driver Safety Awareness Week Matters […]
October 30, 2023
AgencyHalloween Safety for Children
Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these festivities can also carry serious safety risks. That’s why it’s important to have precautions in place to protect your kids from the risk of Halloween-related injuries or accidents. Keep reading for Halloween safety tips for […]