October 2, 2024
jdowdinsBattling Insurance Premium Increases: Smart Strategies for Savvy Consumers
Insurance premiums can often feel like a rollercoaster ride, with unexpected increases that strain your budget. Whether it’s auto or home insurance, rising premiums can be frustrating. Fortunately, there are several effective strategies you can employ to combat these increases. By adjusting your deductible, participating in telematics programs, avoiding unnecessary claims, and shopping for better […]
September 30, 2024
jdowdinsHow to Get Favorable Auto Insurance Rates for Teen Drivers
Young drivers are some of the most expensive to insure, primarily due to their lack of experience and the statistical likelihood that they’ll cause an accident. Even so, there are several strategies that can help keep insurance costs under control: Choose the right vehicle. Cars that are relatively low in value with good safety ratings […]
September 12, 2024
jdowdinsWhat To Do If You’re In An Animal Collision
Check out this video to learn what you should do if you’re involved in an animal collision.
August 22, 2024
jdowdinsHow To Protect Your Classic Car
If you purchase a classic or antique vehicle, you’ll want to insure it properly, as it is an investment. **Classic and antique vehicles are all so different, your insurance coverage will be specific to your vehicle and how often you plan to use it. There are many considerations which we will discuss while creating a […]
August 5, 2024
jdowdinsHow Do Insurers Calculate Auto Premiums?
In the world of insurance, it’s essential to understand key terms in order to navigate and make informed decisions about policies. One of these terms is insurance premium, which is the amount a policyholder must pay in exchange for coverage. Depending on the type of policy, an insurance premium must be paid monthly, twice a […]
July 15, 2024
jdowdinsWhy Should I Get Insurance Quotes Before Buying A Vehicle?
Shopping for a new car can be exciting, but it’s crucial to check in with your agent before finalizing your purchase. If you plan to lease or finance a car, the lienholder may require full coverage insurance. With comprehensive and collision coverage, rates vary widely depending in part on the potential cost of repairing or […]
July 12, 2024
jdowdinsTo File or Not to File: Understanding the Impact on Your Insurance Premium
Filing an insurance claim can be a straightforward process after an unfortunate event such as a car accident or damage to your home. However, what many people don’t realize is that filing claims can have a significant impact on your insurance premiums. Here’s a breakdown of when you should think twice before filing a claim, […]
July 8, 2024
jdowdinsJuly Is National Vehicle Theft Prevention Month
The National Highway Traffic Safety Administration (NHTSA) is raising awareness about the risk of vehicle theft and providing guidance on protecting your vehicle from criminals. Did You Know? Over 1,000,000 motor vehicles were stolen in 2023 in the United States. Historically, passenger cars have made up approximately 74% of all stolen motor vehicles. A motor […]
June 26, 2024
jdowdinsWhat Is The Process For An Auto Insurance Claim?
Knowing how and when life will return to normal helps give you peace of mind when an unexpected loss occurs. Check out this general guide to the auto insurance claims process, so you can understand what to expect if you have to file an auto claim. Auto Claim File a claim For many carriers you […]
May 30, 2024
jdowdinsWhat Is Personal Injury Protection Insurance?
Do you know what Personal Injury Protection coverage is? Do you need it? Check out this video to learn more about this important auto insurance coverage.