May 30, 2023
AgencyUsage-Based Insurance and You
As a result of increasing auto insurance premiums, consumers are showing interest in usage-based insurance (UBI) options. According to the J.D. Power 2023 U.S. Insurance Shopping Study, 22% of insurance shoppers were offered a UBI option and 18% purchased it. UBI uses telematics software to monitor driving habits. The insurer assigns rates based on safety […]
April 28, 2023
AgencyWhat Is Uninsured and Underinsured Motorist Coverage?
Uninsured/underinsured motorist (UM/UIM) insurance may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough or any auto insurance. Sometimes, these policies are sold as a package or separately. There are 28 million uninsured drivers in the U.S. 1 in 8 motorists doesn’t have […]
March 10, 2023
AgencyHave a Teen Driver? See If They Qualify for a Discount
A good student discount can help offset the increase in premiums that comes with having a new driver on your auto policy. This is an auto insurance discount provided by carriers that offers reduced premium rates for current students who maintain a specific GPA or other measurable level of success in school. While certain qualifications […]
January 23, 2023
AgencyUnderstanding Common Auto Insurance Terms
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time your dis cussing your auto policy with your insurance agent. […]
January 3, 2023
AgencyNow Insuring Washington State
We are now offering personal and commercial insurance coverage in Washington! If you have family or friends looking for coverage in Washington, we can help them the right coverage at the best rate with the same unmatched customer service you’ve come to expect from us. Check Out Available Coverage: Personal Lines Commercial Lines Home Insurance […]
December 9, 2022
AgencyInsuring The Holidays
At Dowd Insurance, we want you all to have a safe and happy holiday. The holidays are a busy time of the year, and we usually don’t think about the holiday mishaps that can occur. Here are some tips about those things we don’t normally think about when planning the holidays: Update Your Home Inventory […]
December 2, 2022
AgencyWhat Is Driving Car Insurance Rates Up?
Are you frustrated with increasing car insurance premiums? While a lot of personal elements go into what you pay for car insurance – vehicle choice and driving history – there are plenty of factors that affect everyone across the board. Here are some of the key elements driving today’s auto insurance prices: Pricier Tech – […]
November 9, 2022
Agency7 Tips For Adding A Teen to Your Auto Policy
Adding a teen to your auto insurance will likely cause your premiums to increase. Although this can be quite costly, it is typically less expensive than having your teen purchase their own insurance, and it will provide them with the coverage they need. Here are seven tips for adding a teen to your auto insurance […]
October 31, 2022
AgencyBenefits of Non-Owned Auto Liability
Regardless of the industry you operate in, it’s likely your employees need to operate vehicles for tasks like client visits, product deliveries and product pickups. While large organizations often provide insured company vehicles to their staff for daily use, small and medium-sized businesses often don’t have that luxury. If employees use personal vehicles for business-related […]
October 4, 2022
Agency8 Common Car Insurance Myths
Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered […]