March 15, 2024
jdowdinsHow To Protect Vacant Business Properties
Vacant buildings both face and pose several unique risks that must be addressed by property owners to safeguard their properties. These risks include elevated exposure to criminal activities, water damage, maintenance concerns, fire hazards, pest infestation and environmental risks. If a commercial property stays vacant for any period, it’s crucial to protect the investment and […]
March 27, 2024
jdowdinsWhy Do Small Businesses Need Business Interruption Insurance?
Small businesses regularly face several risks that could necessitate a temporary shutdown or reduction of operations, both of which can have devastating effects on a business. One way businesses can protect themselves from the financial impacts of these occurrences is by securing business interruption insurance. This type of coverage can offer valuable assistance following a […]
April 17, 2024
jdowdinsWhat Are Common Commercial General Liability Insurance Policy Exclusions
Commercial general liability (CGL) insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization is held liable for injuring third parties or damaging their property amid nonprofessional negligent acts or in the course of its usual business operations. This type of insurance may also […]
May 2, 2024
jdowdinsDoes My Business Need Equipment Breakdown Insurance?
If your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because technologically advanced equipment tends to be sensitive and fragile, and can easily sustain damage that causes breakdowns. And the losses sustained continue to increase with the rise of just-in-time manufacturing, […]
May 10, 2024
jdowdinsUnderstanding Commercial General Liability Insurance
General liability insurance, sometimes referred to as commercial liability insurance, protects businesses from financial loss should they be liable for property damage or personal and advertising injury caused by their services, business operations or employees. This video provides an overview of these policies and reasons why businesses should secure coverage of their own.