October 6, 2023
AgencyAre You Properly Protected Against Your Liability Risks?
Hosting events at our homes, such as cookouts and seasonal celebrations, can be enjoyable and rewarding. While these events can be a lot of fun, they can also increase your liability risk, particularly if you have a pool or other attractive nuisances on your property. Understand Your Homeowners Liability Limits Homeowners insurance is designed to […]
September 14, 2023
AgencyHow To Insure Your Home for Its Correct Value
If trouble befalls your home or personal property, it can be devastating to learn that insurance won’t cover all the necessary costs. Help avoid this situation by insuring your home for its correct value. This video discusses the difference between replacement cost and actual cash value as it pertains to home insurance.
September 7, 2023
AgencyWhy Homeowners Insurance Premiums Are Rising and What You Can Do
Many people have seen their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims. The rising cost of building materials, supply chain issues and unfilled jobs […]
August 25, 2023
AgencyDoes My Homeowners Insurance Cover Hurricane Damage
Hurricanes can cause significant damage to homes, resulting in costly repairs and even total property loss. Hurricane season starts May 15 on the west coast and June 1 on the east coast and along the Gulf of Mexico. As a homeowner, it’s essential to understand what types of hurricane damage are covered by your homeowners […]
August 16, 2023
AgencyTop 7 Home and Auto Insurance Challenges
Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what […]
June 26, 2023
AgencyUnderstanding Home Replacement Cost and How It Affects Insurance Premiums
Home insurance is based on the cost to rebuild and replace your home, not its market value. While market value is the amount your home is worth on the housing market, your home insurance coverage limit is based on the estimated cost to rebuild your home: the cost to repair, rebuild or replace what you […]
June 12, 2023
AgencyHow To Avoid Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home […]
May 10, 2023
AgencyHow To Avoid Contractor Scams Following Storm Damage
Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process. Unfortunately, some parties may seek to […]
March 20, 2023
Agency5 Tips for Buying Home Insurance in 2023
Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated. Prospective and current policyholders should remain apprised of recent economic patterns and relevant industry trends to […]
March 20, 2023
AgencyGreen Living Tips for Your Home
Adopting eco-friendly practices can help you positively contribute to the natural world by reducing waste, conserving energy and lowering carbon dioxide emissions. Green living practices can also help you reduce your living expenses. Consider implementing the following routines at your home: Research appliances before you buy them. Whenever possible, try to purchase devices certified by […]