June 30, 2021
AgencyFactors That Affect Your Home Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Your Personal Information Your credit history, claims history and marital status can all contribute to your premium costs: Credit history—In most cases insurance […]
August 17, 2021
AgencyUnderstanding the 80% Rule for Home Insurance
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect […]
January 20, 2022
AgencyLiabilities of Renting Your Home
You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for homeowners with extra room to spare, it can also pose significant liabilities. If you are thinking about renting out your home, consider this guidance to minimize your […]
March 1, 2022
AgencyUnderstanding Factors That Affect Your Insurance Premium In Cedar Park
Home insurance policies differ from person to person and place to place. There are determining factors that will influence your home insurance premiums in Cedar Park. These factors can include things such as: Claims history—Your insurance company will assess claims you’ve made in the past to determine your premium. Marital status—Married individuals typically file fewer […]
March 31, 2022
AgencyHow To Properly Prepare For A Flood
Spring brings warm weather, which means a greater occurrence of heavy rain and storms. These factors increase the likelihood of flooding. Although there is no way to prevent flooding outdoors, there are ways you can stay safe and help protect your property through the following safety tips: Purchase flood insurance. Determine whether flood insurance is […]
May 26, 2022
AgencyWhy home and auto insurance rates are rising in 2022
Thanks to an unusual convergence of market trends, ushered in by the pandemic and other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks it will […]
July 29, 2022
AgencyWhy Create A Home Inventory Checklist?
Though your homeowners insurance policy provides the protection that you need in the event of a loss such as a fire or burglary, your policy can only pay for items that you can document. In order to assure that all your prize possessions will be replaced, you should conduct a home inventory, so you have […]
December 9, 2022
AgencyInsuring The Holidays
At Dowd Insurance, we want you all to have a safe and happy holiday. The holidays are a busy time of the year, and we usually don’t think about the holiday mishaps that can occur. Here are some tips about those things we don’t normally think about when planning the holidays: Update Your Home Inventory […]
December 12, 2022
AgencyHow To Properly Insure Your Home During A Remodel
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Before you begin construction, there is one more thing that you need to do—talk to Dowd Insurance Agency! The Basics When undertaking a remodeling project, people often forget to review their insurance […]
January 3, 2023
AgencyNow Insuring Washington State
We are now offering personal and commercial insurance coverage in Washington! If you have family or friends looking for coverage in Washington, we can help them the right coverage at the best rate with the same unmatched customer service you’ve come to expect from us. Check Out Available Coverage: Personal Lines Commercial Lines Home Insurance […]