January 11, 2023
AgencyReviewing Your Homeowners Insurance Policy Limits
With ever-fluctuating home values, are you confident your homeowners insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? The cost of rebuilding your house may be higher than the price you paid for it or the price you could sell it for today. As a homeowner, you […]
January 11, 2023
AgencyReviewing Your Homeowners Insurance Policy Limits
With ever-fluctuating home values, are you confident your homeowners insurance policy limits are enough to cover the cost of rebuilding your home, should the unexpected happen? The cost of rebuilding your house may be higher than the price you paid for it or the price you could sell it for today. As a homeowner, you […]
February 10, 2023
AgencyUnderstanding The Details Of Your Homeowners Insurance Policy
Homeowners insurance is an integral part of financially protecting yourself and your home. However, a recent study of 2,000 Americans found that 45% have had a claim denied due to improper coverage and 65% do not fully understand their policies. Given the extensive financial investment that your home represents, you should know what’s included in […]
March 20, 2023
AgencyWhat To Do Before, During & After A Tornado
Tornado Facts to Consider In 2020, the United States experienced over 1,000 reported tornadoes that caused over $2.5 billion in damage. Roughly 30% of tornadoes in the US occur in “Tornado Alley.” This stretch of land covers only 15% of the US, spanning from Dallas up to Sioux Falls and westerly to Albuquerque. On average, it receives 268 tornadoes per […]
March 20, 2023
AgencyGreen Living Tips for Your Home
Adopting eco-friendly practices can help you positively contribute to the natural world by reducing waste, conserving energy and lowering carbon dioxide emissions. Green living practices can also help you reduce your living expenses. Consider implementing the following routines at your home: Research appliances before you buy them. Whenever possible, try to purchase devices certified by […]
March 20, 2023
Agency5 Tips for Buying Home Insurance in 2023
Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated. Prospective and current policyholders should remain apprised of recent economic patterns and relevant industry trends to […]
May 10, 2023
AgencyHow To Avoid Contractor Scams Following Storm Damage
Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process. Unfortunately, some parties may seek to […]
June 12, 2023
AgencyHow To Avoid Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home […]
June 26, 2023
AgencyUnderstanding Home Replacement Cost and How It Affects Insurance Premiums
Home insurance is based on the cost to rebuild and replace your home, not its market value. While market value is the amount your home is worth on the housing market, your home insurance coverage limit is based on the estimated cost to rebuild your home: the cost to repair, rebuild or replace what you […]
August 16, 2023
AgencyTop 7 Home and Auto Insurance Challenges
Insurance can be a complicated subject, but it’s essential to take the time to understand your policies and ensure they are providing adequate coverage. This video lists top home and auto insurance challenges as reported by a nationwide survey and can help you know when you may need to contact your insurance agent and what […]