January 16, 2026
jdowdinsStaying Energized in Winter (Even When the Sun Hits Snooze)
Central Texas winters may skip the snow and ice, but those shorter days can still zap your motivation faster than a Monday morning alarm. If you’ve been feeling a little sluggish lately, don’t worry—you don’t need a full lifestyle makeover. A few small, fun tweaks can help bring your energy back to life. Chase the […]
January 13, 2026
jdowdinsHow to Lower Your Auto Insurance Premium (Without Sacrificing Coverage)
If your auto insurance premium has been creeping up lately, you’re not alone. Drivers across Central Texas—from Cedar Park and Georgetown to Austin, San Marcos, New Braunfels, and San Antonio—are seeing higher rates thanks to inflation, repair costs, and more traffic on Hill Country roads. The good news? There are smart ways to lower your […]
January 6, 2026
jdowdinsDo Credit Scores Affect Auto Insurance Rates?
If you’ve ever wondered why two drivers with similar cars and clean driving records can pay very different auto insurance premiums, here’s a not-so-obvious factor: credit. Yep—your credit history can play a role in what you pay for car insurance here in Texas. Let’s break it down in plain English so you know what actually […]
December 30, 2025
jdowdins5 Health & Safety Practices Every Remote Worker Should Know
Whether you’re tapping away at your laptop in Cedar Park or wrapping up a Zoom call overlooking the San Marcos River, working from home comes with perks — no commute, flexible hours, comfy pants — but also responsibilities you might not think about until something goes sideways. Let’s talk about five practical health and safety […]
December 18, 2025
jdowdinsSafe Toys, Happy Holidays: Tips for Safe Toys & Gifts Month
December in Central Texas means twinkling lights, blue-sky “winter,” and a whole lot of gift-giving. But before you wrap up that shiny new toy for the kids in Georgetown, Round Rock, Cedar Park, Austin, New Braunfels, San Marcos, or San Antonio, let’s talk safety. December is Safe Toys and Gifts Month, a national reminder to […]
December 11, 2025
jdowdinsDecember Is National Impaired Driving Prevention Month: What Drivers Need to Know
If you’ve spent more than five minutes driving through the Hill Country in December, you already know—traffic gets a little wilder than usual. Holiday parties, end-of-year celebrations, family gatherings… it’s a festive season, but it also ramps up the number of impaired drivers on our roads. That’s exactly why December is recognized as National Impaired […]
December 9, 2025
jdowdins5 Smart Ways to Cut Winter Heating Bills
When winter finally makes its way to the Hill Country—usually after teasing us with 85° days in December—it can still pack a chilly punch. And while we may not be shoveling snow like our northern neighbors, those cold snaps can send your heating bill climbing faster than a cedar pollen count in January. At Dowd […]
December 2, 2025
jdowdinsLighting Up the Holidays Safely: What Homeowners Should Know
There’s nothing quite like the glow of holiday lights reflecting off a Hill Country sunset. Whether you live in Georgetown, Round Rock, Cedar Park, New Braunfels, San Marcos, or anywhere in between, decorating your home is one of the most joyful traditions of the season. From twinkling rooflines to sparkling trees, holiday décor helps turn […]
November 18, 2025
jdowdinsStay Calm, Stay Covered: Road Rage Tips for Central Texas Drivers
Hey Central Texas drivers — whether you’re navigating I-35 through Round Rock, cruising 281 near New Braunfels, or commuting across Cedar Park to Austin — here’s a friendly but important reminder: your drive doesn’t just affect your destination. It affects your safety and your auto insurance. At Dowd Insurance Agency, we know traffic can test […]
November 13, 2025
jdowdinsErgonomics & Best Practices for Remote Workers: Keeping Your Central Texas Team Healthy, Happy, and Covered
If your Central Texas business has employees who work remotely — even just part-time — you’re probably juggling a few hidden risks. Sure, the commute’s gone, but the posture problems, eye strain, and long hours at the dining room table? Still here. And when discomfort turns into injury or fatigue, it can affect productivity and […]