August 1, 2025
jdowdinsHome Insurance vs. Flood Insurance: What Central Texas Homeowners Need to Know
When It Rains, It Pours: Know If Your Policy Can Weather the Storm If you’re a homeowner in Central Texas—especially in the Hill Country—you’ve likely seen your fair share of heavy storms, rising creeks, and flash flood warnings. With recent flooding across the region, many homeowners are asking a smart question: Does my home insurance […]
July 28, 2025
jdowdinsHow To Spot Water Damage
Water damage can lead to costly repairs and potential health hazards. Identifying these issues early can save you time, money and stress. Check out this video for more information
June 27, 2025
jdowdinsWildfire Season in Central Texas: Is Your Home Insurance Ready?
As temperatures climb and grass dries out, wildfire season creeps closer—and if you live in Central Texas, that’s something you can’t ignore. While we can’t control Mother Nature, we can make sure our home insurance is wildfire-ready. So, grab a glass of sweet tea and let’s break down what you need to know. Why Wildfire […]
June 16, 2025
jdowdinsKnow What’s Over Your Head: A Quick Guide to Roof Coverage in Home Insurance
Your roof does a lot of heavy lifting—shielding your home from hail, wind, sun, and everything in between (this is Texas, after all). But when damage happens, do you know how your homeowners insurance handles roof repairs or replacements? Not all policies treat roofs the same, and understanding the fine print can make a huge […]
June 9, 2025
jdowdinsHow to Spot Water Damage In Your Home
How to Spot Water Damage Water damage can lead to costly repairs and potential health hazards. Identifying it early can save you time, money and stress. Common Sources of Water Damage Leaky appliances— Washing machines, water heaters, ice makers and dishwashers Roof damage— Clogged gutters and missing shingles Foundation grading— Poor drainage or surface grading […]
May 5, 2025
jdowdins9 Reasons To Get A Home Generator
Consider These Reasons to Get a Home Generator Original Post By Travelers Power outages can be a major inconvenience. They can also create problems for you, your family and your home as you shift into “emergency mode” to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep […]
April 14, 2025
jdowdinsBuying a House in Texas? Here’s What You Really Need to Know About Home Insurance
So you’ve found the one—no, not your soulmate (though congrats if you found them too)—we’re talking about the house. Whether you’re upgrading, downsizing, or jumping into homeownership for the first time, buying a home in Texas is a big deal. But while you’re dreaming of front porches, open-concept kitchens, and backyard BBQs, there’s one crucial […]
March 10, 2025
jdowdinsPreventing Sewer Backups
Sewer backups can cause significant water damage and may lead to expensive losses. Financially protect yourself from these situations by considering the following tips: Never put coffee grounds, fat or grease down your drain. Instead, dispose of them in the trash. Avoid flushing anything but toilet paper, as other products may not degrade and could […]
March 5, 2025
jdowdinsHome Preparation Tips for Spring Break Travel
Going on vacation can leave your home vulnerable to break-ins and burglaries. Consider the following tips to keep your home safe when you’re away on spring break: Install a home security system. Refrain from posting about your trip until you are home. Ask a friend to watch your house for suspicious activity. Put your lights […]
February 10, 2025
jdowdinsUnderstanding Replacement Cost vs. Payment Schedule for Home Roof Insurance Claims
Replacement Cost vs. Payment Schedule for Roof Claims: What Texas Homeowners Need to Know If you’ve ever had to file a roof claim on your home insurance policy, you may have heard terms like “replacement cost” and “payment schedule.” But what do these mean, and how do they impact your coverage and out-of-pocket expenses? With […]