September 16, 2025
jdowdinsUnderstanding Roof Coverage Your Home Insurance Should Include
Hey there, fellow Hill Country homeowner—got shingles, tin, or cedar shakes? Your roof is your home’s first line of defense against the blistering Texas sun, dramatic storms, hail, wind, and sudden downpours. Yet many people don’t really understand how their homeowners insurance covers roof damage. Let’s break down the important roof‐related insurance terms so you […]
September 11, 2025
jdowdinsWhy Chimney Cleaning Matters for Central Texas Homeowners
There’s something special about the shift from blazing Texas summers to cooler Hill Country nights. As the long days of summer start winding down, it’s the perfect time to think about your fall home maintenance checklist—and yes, that includes chimney cleaning. Whether you’re in San Marcos, New Braunfels, or tucked away in the backroads of […]
September 9, 2025
jdowdinsWhy Scheduling High-Value Items on Your Homeowners Policy Matters
When you think about your homeowners insurance, you probably imagine the big stuff: your house, furniture, electronics, maybe even your beloved backyard smoker. But what about the small things that pack a big punch in value—like your grandmother’s diamond ring, that custom guitar you saved up for, or a designer handbag collection? Here’s the catch: […]
September 2, 2025
jdowdinsHill Country Homeowner’s Guide to Staying Weather-Ready
Hey there, Hill Country homeowners! Whether you’re nestled among the cypress-lined hills near Kerrville or soaking up the relaxed vibe around Blanco, we’ve got a simple — yet savvy — guide to help you rest easy when Mother Nature decides to stir things up. Check Your Coverage — Seriously Before a twister—or even a wild […]
August 1, 2025
jdowdinsHome Insurance vs. Flood Insurance: What Central Texas Homeowners Need to Know
When It Rains, It Pours: Know If Your Policy Can Weather the Storm If you’re a homeowner in Central Texas—especially in the Hill Country—you’ve likely seen your fair share of heavy storms, rising creeks, and flash flood warnings. With recent flooding across the region, many homeowners are asking a smart question: Does my home insurance […]
July 28, 2025
jdowdinsHow To Spot Water Damage
Water damage can lead to costly repairs and potential health hazards. Identifying these issues early can save you time, money and stress. Check out this video for more information
June 27, 2025
jdowdinsWildfire Season in Central Texas: Is Your Home Insurance Ready?
As temperatures climb and grass dries out, wildfire season creeps closer—and if you live in Central Texas, that’s something you can’t ignore. While we can’t control Mother Nature, we can make sure our home insurance is wildfire-ready. So, grab a glass of sweet tea and let’s break down what you need to know. Why Wildfire […]
June 16, 2025
jdowdinsKnow What’s Over Your Head: A Quick Guide to Roof Coverage in Home Insurance
Your roof does a lot of heavy lifting—shielding your home from hail, wind, sun, and everything in between (this is Texas, after all). But when damage happens, do you know how your homeowners insurance handles roof repairs or replacements? Not all policies treat roofs the same, and understanding the fine print can make a huge […]
June 9, 2025
jdowdinsHow to Spot Water Damage In Your Home
How to Spot Water Damage Water damage can lead to costly repairs and potential health hazards. Identifying it early can save you time, money and stress. Common Sources of Water Damage Leaky appliances— Washing machines, water heaters, ice makers and dishwashers Roof damage— Clogged gutters and missing shingles Foundation grading— Poor drainage or surface grading […]
May 5, 2025
jdowdins9 Reasons To Get A Home Generator
Consider These Reasons to Get a Home Generator Original Post By Travelers Power outages can be a major inconvenience. They can also create problems for you, your family and your home as you shift into “emergency mode” to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep […]